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420 SW Clay St, Topeka, KS, 66606

2beds
2baths
1,332sqft
$107,900
$81price/sqft
$1,020/moest. monthly cost
$40,800/yrincome needed

About This Home

Needing a move-in ready, smaller home? Avoid exterior painting in this mostly brick home located a mere two block walk along neighborhood sidewalks to Meadows Elementary School (201 SW Clay Street). It was recently updated with NEW carpet, vinyl and interior paint, new front porch decking, NEW ROOF and more. Laundry is conveniently located in the kitchen on the main floor. The one-car detached garage with a new overhead door opener is accessible from the alley, and there is additional off-street parking beside the garage. Whether downsizing, rightsizing or becoming a real estate investor in a turnkey property, this home may just be what you are looking for.

Getting Around

73
WalkingVery Walkable
33
TransitSome Transit
87
BikeVery Bikeable

Schools

4/10
Meadows Elementary SchoolGrades PK-50.2 mi
4/10
Robinson Middle SchoolGrades 6-81.2 mi
5/10
Topeka High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1890

Materials

  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Microwave
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Stone/Rock,Partial,Unfinished

Bedroom2

  • Level: Upper
  • Area: 154.1736
  • Dimensions: 12'5 x 12'5

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 164.9236
  • Dimensions: 15'7 x 10'7

Features

  • Flooring: Vinyl,Carpet
  • Finished area below ground: 0
  • Finished area above ground: 1,332

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,332
  • Total interior livable area: 1,332 sqft

Kitchen

  • Level: Main
  • Area: 179.375
  • Dimensions: 17'1 x 10'6

Laundry

  • Level: Main

Living Room

  • Level: Main
  • Area: 271.5556
  • Dimensions: 17'4 x 15'8

Master Bedroom

  • Level: Upper
  • Area: 113.6667
  • Dimensions: 15'6 x 7'4

Property

Details

  • Parcel number: R25833
  • Special condition: Standard

Features

  • Levels: Two
  • Fencing: Fenced

Lot

  • Lot size: 5,662 sqft
  • Features: Sidewalk
  • Lot size dimensions: 38 x 150

Parking

  • Total spaces: 1
  • Parking features: Detached,Extra Parking
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters Across Kansas Counties

Flood
Snowstorm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $545$6,540
Home Insurance *$194$2,328
Property Taxes $120$1,440
Electricity $161$1,935
Total$1,020$12,240
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,971/yr
40% on housing$30,600/yr
45% on housing$27,200/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$81This listing

vs Other Active Listings

Avg $/sqft

ZIP 66606$228
Shawnee County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 66606$104
Shawnee County$121

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$107,900
2026-07-02Listed for sale$107,900
2026-05-08Sold--
2026-04-18Pending sale$99,900
2026-04-18Price change$99,900
2026-03-19Listed for sale$114,950
2023-05-12Sold--
2017-12-06Listing removed$49,900
2017-11-13Listed for sale$49,900
2016-10-07Listing removed$22,900
2016-09-06Listed for sale$22,900
2016-08-03Sold--
2011-01-06Listing removed$49,900
2010-09-05Price change$49,900
2010-02-06Listed for sale$54,900

For Sale by Agent

AgentAnnette Harper
BrokerageColdwell Banker American Home

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