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2834 Maple St, Des Moines, IA, 50317

2beds
2baths
716sqft
$145,000
$203price/sqft
$1,160/moest. monthly cost
$46,400/yrincome needed

About This Home

Welcome home to this charming 2-bedroom, 2-bath ranch on a spacious corner lot in a convenient Des Moines location! Whether you're looking for an affordable place to call home or a property with income potential, this home offers plenty of possibilities. Inside, you'll find fresh interior paint, an inviting layout, and a functional kitchen. All kitchen appliances, plus the washer and dryer, are included, making this home move-in ready. The enclosed front porch is the perfect place to enjoy your morning coffee or relax at the end of the day. The unfinished basement features a ¾ bathroom and an existing egress window, providing the potential to add a third bedroom and increase future value. Outside, enjoy a detached garage, off-street parking, and a spacious yard. Located just blocks from the Iowa State Fairgrounds, the property also offers potential income by renting parking during the annual Fair. An added bonus—this home is located within the Neighborhood Finance Corporation (NFC) lending area, making it eligible for buyers who qualify for NFC financing and grant programs. Conveniently located near shopping, restaurants, downtown Des Moines, and major highways, this home offers affordability, flexibility, and opportunity. Don't miss your chance to make it yours!

Getting Around

67
WalkingSomewhat Walkable
31
TransitSome Transit
47
BikeSomewhat Bikeable

Schools

5/10
2/10
Hoyt Middle SchoolGrades 6-82.1 mi
3/10
East High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1921

Materials

  • Foundation: Block
  • Roof: Asphalt,Metal,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Refrigerator,Stove,Washer

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • 3/4 bathrooms: 2
  • Main level bedrooms: 2

Features

  • Dining Area
  • Flooring: Laminate
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air,Gas,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 716
  • Total interior livable area: 716 sqft

Property

Details

  • Parcel number: 05001333000000
  • Zoning: N3C

Features

  • Stories: 1
  • Fencing: Chain Link

Lot

  • Lot size: 7,056 sqft
  • Features: Corner Lot

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage,One Car Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Heat Wave
Tornado
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $733$8,796
Home Insurance *$107$1,284
Property Taxes $199$2,388
Electricity $121$1,452
Total$1,160$13,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,771/yr
40% on housing$34,800/yr
45% on housing$30,933/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 50317$126
Polk County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 50317$197
Polk County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Pending sale$145,000
2026-07-27Listed for sale$145,000
2026-07-20Pending sale$145,000
2026-07-10Listed for sale$145,000
2021-03-24Listing removed--
2012-08-13Listing removed$56,000
2012-06-14Listed for sale$56,000
2011-07-06Sold$21,500

For Sale by Agent

AgentPennie Carroll
BrokeragePennie Carroll & Associates

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