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345 W Vine St #2105, Lexington, KY, 40507

1beds
1baths
800sqft
$200,000
$250price/sqft
$1,370/moest. monthly cost
$54,800/yrincome needed

About This Home

NO Airbnb with these condos. Experience elevated downtown living from the 21st floor of the Hilton with breathtaking panoramic views of the Lexington skyline, the University of Kentucky campus, the iconic W.T. Young Library, and Cheapside Park stretching down Main Street. Whether you're taking in the city lights or enjoying the ever-changing campus scenery, this condo offers a front-row seat to some of Lexington's best views. Priced AS-IS, this 1-bedroom, 1-bath condo presents an outstanding opportunity for investors, UK alumni, game-day enthusiasts, or anyone looking for a convenient downtown retreat. With its efficient floor plan, this unit offers tremendous potential for a beautiful renovation without the expense of remodeling a larger home. At the current price, buyers have the opportunity to customize the space to their own style while still being well-positioned in one of downtown Lexington's most desirable addresses. The heating and air conditioning system and refrigerator are currently not in working order and are reflected in the pricing. Living at the Hilton offers a unique lifestyle with amenities rarely found in downtown condominiums. Residents enjoy access to hotel conveniences including room service, valet parking, the hotel pool and hot tub, and a fitness center. An assigned parking space in the attached garage is available with the unit for a monthly fee of $105. Just steps from Rupp Arena at Central Bank Center, Gatton Park on the Town Branch, the University of Kentucky, award-winning restaurants, entertainment venues, boutique shopping, and countless downtown events, this condo is the perfect opportunity to own an affordable piece of downtown Lexington with unlimited potential. This is a leasehold estate with an Air Rights Lease. Please read and review the HOA condo docs before making decision if you want to look at it.

Getting Around

95
WalkingWalker's Paradise
0
TransitVery Limited Transit
81
BikeVery Bikeable

Schools

5/10
5/10
Lexington Middle SchoolGrades 6-80.5 mi
10/10
Lafayette High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1982

Materials

  • Foundation: Concrete Perimeter,Slab
  • Roof: Flat
  • Construction materials: Other

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Wood
  • Finished area below ground: 0
  • Finished area above ground: 800

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 800
  • Total interior livable area: 800 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 10010010

Features

  • Levels: One
  • Private pool: Yes
  • Pool features: In Ground
  • Has view: Yes
  • View description: Other

Parking

  • Total spaces: 1
  • Parking features: Attached Garage,Off Street,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Tornado
Winter Weather
Earthquake
Hail
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,011$12,132
Home Insurance *$48$576
Property Taxes $157$1,884
Electricity $154$1,850
Total$1,370$16,440
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,971/yr
40% on housing$41,100/yr
45% on housing$36,533/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$250This listing

vs Other Active Listings

Avg $/sqft

ZIP 40507$257
Fayette County$246

vs Homes Sold Last Month

Median $/sqft

ZIP 40507$359
Fayette County$186

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$200,000
2026-07-10Listed for sale$200,000
1997-12-22Sold$85,000

For Sale by Agent

AgentCasey R Weesner
BrokerageWeesner Properties, Inc.

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