544 Culpepper Rd, Lexington, KY, 40502
About This Home
Exceptional opportunity in the Chevy Chase/Ashland Park Area! This charming one-and-a-half-story painted brick cottage sits on a premium quarter-acre lot on Culpepper and is move-in ready. The beautifully landscaped yard and covered rear patio create an inviting outdoor retreat, perfect for relaxing or entertaining. Inside, the thoughtfully designed floor plan offers both comfort and functionality. The kitchen opens to a spacious dining area which overlooks the backyard. The main level features a generously sized living room. On the first floor, you will also find a full bath and a bedroom, while the second level offers three additional bedrooms and another full bath (note: one bedroom has been converted into an oversized walk-in closet). Additional highlights include a brand new roof, original hardwood floors, and a backyard fire pit area. The property is complemented by a spacious two-car garage. Ideally located at the intersection of Chevy Chase and Ashland Park, this home is just minutes from downtown, the University of Kentucky, Ecton Park, Romany Road dining, and several schools.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1951
Materials
- Roof: Composition
- Construction materials: brick
Type & Style
- Home type: SingleFamily
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Freezer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan(s),Security Sys.-Owned,Washer-Dryer Hook-up,Window Blinds
- Flooring: Tile,Hardwood
- Fireplace: Yes
- Attic: Access Only, Storage Only
Heating & Cooling
- Heating features: Forced air,Gas
- Cooling features: Central
Interior Area
- Total interior livable area: 2,287 sqft
Property
Details
- Parcel number: 11875900
Features
- Exterior features: Brick
Lot
- Lot size: 0.26 Acres
Parking
- Total spaces: 2
- Parking features: Carport,Garage - Detached
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Winter Weather
- Hail
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,141 | $49,692 |
| Home Insurance * | $249 | $2,988 |
| Property Taxes | $858 | $10,296 |
| Electricity | $180 | $2,167 |
| Total | $5,428 | $65,136 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-21 | Listed for sale | $844,000 |
| 2018-08-30 | Sold | $442,500 |
| 2018-07-16 | Pending sale | $448,400 |
| 2018-07-10 | Price change | $448,400 |
| 2018-06-14 | Price change | $479,000 |
| 2018-04-08 | Price change | $485,000 |
| 2018-02-19 | Price change | $489,900 |
| 2018-02-04 | Listed for sale | $499,500 |
| 2009-07-14 | Sold | $350,000 |
| 2009-05-16 | Price change | $365,000 |
| 2009-03-29 | Listed for sale | $375,000 |
| 2001-07-20 | Sold | $250,000 |
| 2000-12-04 | Sold | $185,000 |
| 1998-06-24 | Sold | $175,000 |
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