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207 York St, Lexington, KY, 40508

1beds
1baths
618sqft
$160,000
$259price/sqft
$1,287/moest. monthly cost
$51,480/yrincome needed

About This Home

Beautifully updated downtown Lexington home with major systems replaced within the last 5 years, including the HVAC system and water heater, offering peace of mind and modern efficiency. This charming property features an open0concept main living area with update flooring, fresh neutral paint, abundant natural light and a beautifully designed kitchen complete with cabinetry, granite-style countertops, breakfast bar seating and stylish pendant lighting. Upstairs includes a versatile bonus room perfect for a home office, guest space, hobby room or just additional storage with easy modifications to turn into a second bedroom. Outside, enjoy a covered front porch, mature shade trees and a fenced in front yard. Conveniently located near downtown Lexington, Transylvania University, and more. This home is ideal for homeowners or investors seeking updated charm in a central location.

Getting Around

80
WalkingVery Walkable
0
TransitVery Limited Transit
71
BikeVery Bikeable

Schools

5/10
Lexington Middle SchoolGrades 6-80.7 mi
7/10

Construction

Condition

  • Year built: 1945

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Refrigerator,Range
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bathroom1

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Bonus Room

  • Level: Second

Features

  • Breakfast Bar
  • Window features: Blinds
  • Flooring: Laminate,Tile
  • Finished area below ground: 618
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 618
  • Total interior livable area: 618 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Utility Room

  • Level: First

Property

Details

  • Parcel number: 17265602

Features

  • Levels: One and One Half
  • Fencing: Chain Link

Lot

  • Lot size: 2,831 sqft
  • Features: Few Trees

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Winter Weather
Lightning
Strong Wind

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $809$9,708
Home Insurance *$158$1,896
Property Taxes $166$1,992
Electricity $154$1,850
Total$1,287$15,444
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,125/yr
40% on housing$38,610/yr
45% on housing$34,320/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$259This listing

vs Other Active Listings

Avg $/sqft

ZIP 40508$142
Fayette County$246

vs Homes Sold Last Month

Median $/sqft

ZIP 40508$135
Fayette County$186

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-20Listed for sale$160,000
2026-04-08Listing removed$1,195
2026-04-01Listed for rent$1,195
2025-02-22Listing removed$1,150
2025-01-29Price change$1,150
2025-01-26Price change$1,195
2025-01-14Listed for rent$1,250
2019-09-11Sold$30,000
2019-08-21Pending sale$37,500
2019-05-29Price change$37,500
2019-04-12Price change$39,900
2019-03-01Price change$42,000
2019-02-12Price change$43,000
2019-01-23Price change$44,000
2018-12-06Price change$45,000
2018-11-18Listed for sale$50,000
2018-02-08Sold$18,000

For Sale by Agent

AgentYadith Knutson
BrokerageNational Real Estate

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