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276 E 4th St, Lexington, KY, 40508

4beds
2baths
1,820sqft
$410,000
$225price/sqft
$3,061/moest. monthly cost
$122,440/yrincome needed

About This Home

Don't miss this duplex in the heart of downtown! Lovingly restored in 2019 this duplex has old world charm mixed with modern amenities. The units both have great kitchens with updated cabinetry and appliances. The living areas are spacious and airy. Each units has two bedrooms and an updated bath and they each have a washer and dryer. During the past renovation plumbing, electric as well as the roof, gutters and windows were addressed leaving the new owner with a turn key property. Perfect for investors or owner occupancy as one side is rented, don't miss your chance to see this one!

Getting Around

80
WalkingVery Walkable
0
TransitVery Limited Transit
71
BikeVery Bikeable

Schools

Construction

Condition

  • Year built: 1908

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Appliances

  • Laundry features: Main Level

Bathroom1

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,820

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,820
  • Total interior livable area: 1,820 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 15470500
  • Attached to another structure: Yes

Features

  • Levels: Two

Lot

  • Lot size: 3,798 sqft

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Winter Weather
Lightning
Strong Wind

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,073$24,876
Home Insurance *$405$4,860
Property Taxes $429$5,148
Electricity $154$1,850
Total$3,061$36,732
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,948/yr
40% on housing$91,830/yr
45% on housing$81,626/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$225This listing

vs Other Active Listings

Avg $/sqft

ZIP 40508$139
Fayette County$246

vs Homes Sold Last Month

Median $/sqft

ZIP 40508$135
Fayette County$186

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Listed for sale$410,000
2026-05-12Listing removed$420,000
2026-04-06Listing removed$1,025
2026-03-04Listed for rent$1,025
2025-10-31Listed for sale$420,000
2025-03-17Listing removed$1,295
2025-03-12Listed for rent$1,295
2025-03-05Listing removed$1,295
2025-02-20Listed for rent$1,295
2025-01-09Listing removed$1,295
2024-12-30Listed for rent$1,295
2024-10-11Listing removed$1,395
2024-09-28Listed for rent$1,395
2023-06-26Listing removed--
2023-05-17Listed for rent$1,395
2022-08-11Listing removed--
2022-07-11Listed for rent$1,295
2022-05-13Listing removed--
2022-03-29Price change$1,295
2022-01-01Price change$1,395
2021-12-29Listed for rent$1,400
2020-09-09Sold$230,000
2019-03-19Sold$39,600
2018-02-09Sold$40,000
2018-01-26Pending sale$25,000
2018-01-05Listed for sale$25,000

For Sale by Agent

AgentLindsay Barsotti
BrokerageERA Select Real Estate

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