641 Bellcastle Rd, Lexington, KY, 40505
About This Home
This property is part of an estate and is being sold AS-IS. Inspections are welcome. If you looking for a lot of space and bedrooms look no further. This one owner home has been lovingly cared for. The roof is 1 year young, Furnace less than 1 year, Amish made windows and a whole house generator. The living room is spacious and features hardwood floors. The kitchen has ample cabinetry and space for a large dining table. There are 3 bedrooms on the main level with 2 additional bedrooms in the basement. The primary bedroom has a private bath with a stand up shower. Downstairs is also a den with wood burning fireplace with an option for gas, full bath, and laundry. The heirs recently made repairs such adding/sisters a joist in the exterior wall that was cracked, brick repair to the chimney, chimney cap, chimney crown rebuilt, new whole house shut off valve, replaced shower head in hall bath and much more.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1972
Materials
- Foundation: Block
- Roof: Dimensional Style,Shingle
- Construction materials: Brick Veneer
Type & Style
- Home type: SingleFamily
- Architectural style: Split Level
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Double Oven,Dishwasher,Refrigerator,Cooktop
- Laundry features: Electric Dryer Hookup,Washer Hookup,Lower Level
Basement
- Has basement: Yes
- Basement: Full,Partially Finished,Walk-Out Access
Bathroom1
- Level: First
Bathroom2
- Level: First
Bathroom3
- Level: Lower
Bedroom2
- Level: First
Bedroom3
- Level: First
Bedroom4
- Level: Lower
Bedroom5
- Level: Lower
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Den
- Level: Lower
Features
- Entrance Foyer,Eat-in Kitchen
- Window features: Insulated Windows
- Flooring: Hardwood,Tile
- Number of fireplaces: 1
- Fireplace features: Basement
- Fireplace: Yes
- Finished area below ground: 1,046
- Finished area above ground: 1,308
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Electric
Interior Area
- Total structure area: 2,354
- Total interior livable area: 2,354 sqft
Kitchen
- Level: First
Living Room
- Level: First
Master Bedroom
- Level: First
Utility Room
- Level: Lower
Property
Details
- Parcel number: 16232800
Features
- Levels: Multi/Split
- Fencing: Privacy,Wood
- Has view: Yes
- View description: Neighborhood
Lot
- Lot size: 0.26 Acres
Parking
- Total spaces: 3
- Parking features: Attached Garage,Basement,Detached Garage,Driveway,Garage Faces Side
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Lightning
- Strong Wind
- Winter Weather
- Earthquake
- Hail
- Heat Wave
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,845 | $22,140 |
| Home Insurance * | $195 | $2,340 |
| Property Taxes | $308 | $3,696 |
| Electricity | $185 | $2,230 |
| Total | $2,533 | $30,396 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-06 | Listed for sale | $385,000 |
| 2026-04-01 | Listing removed | $390,000 |
| 2026-03-18 | Contingent | $390,000 |
| 2026-02-26 | Price change | $390,000 |
| 2026-01-15 | Listed for sale | $400,000 |
| 1972-02-22 | Sold | $34,700 |
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