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633 Ohio St, Lexington, KY, 40508

1beds
1baths
512sqft
$124,900
$244price/sqft
$1,038/moest. monthly cost
$41,520/yrincome needed

About This Home

This compact home is conveniently located near downtown Lexington. Warm bamboo hardwood floors throughout the living room, bedroom, and kitchen. The kitchen has white shaker style cabinets, butcher block countertops, and includes a range, refrigerator, and over the range microwave. The bathroom is finished with ceramic tile including a walk in ceramic tile shower. There is even a washer/dryer already installed in the home that conveys with the property. Make an appointment today and make yourself at home!

Getting Around

75
WalkingVery Walkable
0
TransitVery Limited Transit
68
BikeBikeable

Schools

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bathroom1

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood,Tile
  • Finished area below ground: 0
  • Finished area above ground: 512

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: Ceiling Fan(s),Wall Unit(s)

Interior Area

  • Total structure area: 512
  • Total interior livable area: 512 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 16315600

Lot

  • Lot size: 3,615 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Winter Weather
Lightning
Strong Wind

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $631$7,572
Home Insurance *$123$1,476
Property Taxes $130$1,560
Electricity $154$1,850
Total$1,038$12,456
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,588/yr
40% on housing$31,140/yr
45% on housing$27,680/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$244This listing

vs Other Active Listings

Avg $/sqft

ZIP 40508$143
Fayette County$246

vs Homes Sold Last Month

Median $/sqft

ZIP 40508$135
Fayette County$186

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-11Listed for rent$950
2025-11-10Listed for sale$124,900
2024-04-12Listing removed--
2024-04-10Listed for rent$825
2020-04-20Listing removed$695
2020-02-24Listed for rent$695
2019-09-27Listing removed$695
2019-08-21Listed for rent$695
2018-08-10Listing removed$650
2018-08-02Price change$650
2018-07-20Listed for rent$695
2009-05-14Sold$9,570

For Sale by Agent

AgentBrian Raisler
BrokerageMayca Property Solutions

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