See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1005 Darley Dr, Lexington, KY, 40505

3beds
3baths
1,360sqft
$278,900
$205price/sqft
$2,005/moest. monthly cost
$80,200/yrincome needed

About This Home

Timeless Stone Beauty with Modern Comforts. Step into the charm of this beautifully crafted stone one and a half story house, where classic architecture meets updates. This home offers warmth and beauty. Inside, you will find beautiful laminate flooring throughout, updated windows, modern lighting, and an amazing new kitchen, featuring gorgeous soft close cabinets, granite countertops and stainless-steel appliances. Perfect for both everyday meals and entertaining. The cozy first floor primary suite offers a peaceful retreat with beautiful new ensuite and private access to back porch. While there are 2 additional bedrooms, one on first floor with an updated full guest bath centrally located and a third bedroom upstairs with reading nook and new half bath provide flexibility for guests, a home office or hobbies. Step outside to enjoy mature trees and an inviting new back porch ideal for morning coffee or evening gatherings and a detached 1 car garage. With its solid stone construction, inviting design, and tranquil setting, this beauty is more than a home, it is a place to enjoy for years to come.

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

3/10
5/10
3/10
Bryan Station High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1949

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Range
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Basement: Crawl Space

Bathroom2

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Eat-in Kitchen,Ceiling Fan(s)
  • Door features: Storm Door(s)
  • Flooring: Laminate,Tile
  • Finished area below ground: 0
  • Finished area above ground: 1,360

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,360
  • Total interior livable area: 1,360 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 16908900

Features

  • Levels: One and One Half
  • Exterior features: Awning(s)
  • Fencing: Wood

Lot

  • Lot size: 7,492 sqft

Parking

  • Total spaces: 1
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,410$16,920
Home Insurance *$149$1,788
Property Taxes $292$3,504
Electricity $154$1,850
Total$2,005$24,060
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,742/yr
40% on housing$60,150/yr
45% on housing$53,466/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$205This listing

vs Other Active Listings

Avg $/sqft

ZIP 40505$158
Fayette County$246

vs Homes Sold Last Month

Median $/sqft

ZIP 40505$170
Fayette County$186

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-09Listed for sale$278,900
2024-07-17Sold$135,000

For Sale by Agent

AgentWanda M Smith
BrokerageWATTS REALTORS & AUCTIONEERS, INC.

Similar Homes