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869 Whitney Ave, Lexington, KY, 40508

2beds
1baths
912sqft
$89,900
$99price/sqft
$789/moest. monthly cost
$31,560/yrincome needed

About This Home

Great Investment Opportunity in Downtown Lexington! Don't miss this fantastic investment opportunity in the heart of downtown Lexington! Conveniently located just down the street from BCTC, this two-bedroom, one-bath home offers an unbeatable location with easy access to the University of Kentucky, Rupp Arena, downtown entertainment, popular restaurants, shopping, and more. Inside, you'll find fresh updates that make this property move-in ready, including brand-new interior paint, new carpeting, and new kitchen flooring. Whether you're looking to expand your investment portfolio, purchase a rental property, or find an affordable home in a prime location, this property offers outstanding potential. With its central location and recent updates, this is an excellent opportunity to own a home in one of Lexington's most convenient and desirable areas. Schedule your showing today! PROPERTY SOLD AS IS Buyer to verify all information Cash or conventional only

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
72
BikeVery Bikeable

Schools

2/10
Winburn Middle SchoolGrades 6-82.3 mi

Construction

Condition

  • Year built: 1965

Materials

  • Foundation: Block,Stone
  • Roof: Shingle
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Oven
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Bathroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s)
  • Door features: Storm Door(s)
  • Window features: Blinds,Screens
  • Flooring: Carpet,Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 912

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 912
  • Total interior livable area: 912 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 17270490

Features

  • Levels: One
  • Fencing: Chain Link

Lot

  • Lot size: 1,873 sqft

Parking

  • Parking features: Driveway,Off Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Winter Weather
Hail
Heat Wave
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $454$5,448
Home Insurance *$88$1,056
Property Taxes $93$1,116
Electricity $154$1,850
Total$789$9,468
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$27,051/yr
40% on housing$23,670/yr
45% on housing$21,040/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$99This listing

vs Other Active Listings

Avg $/sqft

ZIP 40508$143
Fayette County$246

vs Homes Sold Last Month

Median $/sqft

ZIP 40508$135
Fayette County$186

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-03Listed for sale$89,900
2025-12-05Sold$70,000
2025-11-18Pending sale$74,000
2025-11-11Price change$74,000
2025-11-03Price change$76,000
2025-10-24Price change$79,000
2025-10-06Price change$85,000
2025-09-15Price change$94,000
2025-09-11Listed for sale$99,000
1974-01-09Sold$8,500

For Sale by Agent

AgentAlexandra C Salazar
BrokerageThreshold Real Estate Services

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