317 S Mill St, Lexington, KY, 40508
About This Home
Own a piece of Lexington History-The Adam Rankin House Circa 1784. Rare opportunity to own what is believed to be Lexington's oldest houses. Rich in character and history this house offers timeless charm paired with modern conveniences. Inside a wide central hall separates a spacious kitchen with a fireplace on one side and a large living room with a fireplace on the other.Upstairs you will find three bedrooms-two featuring original fireplaces as well as a bathroom with an adjoining dressing room. Beautiful hardwood floors, original architectural details, and thoughtfully preserved historic features can be found throughout the house. Comfortably updated offering central heat and air, modern appliances, and recently renovated kitchen and bathroom. Enjoy a fenced backyard with a storage shed. Perfect for gardening or quiet relaxation. located in the heart of downtown lexington on historic Mill Street. Rupp Arena, the University of Kentucky, the convention center, restaurants and entertainment center are all locate within feet of this unmatched location. Adam Rankin House is for anyone valuing history, character, and convenience-truly one of a kind.
Getting Around
Walker's Paradise
Very Limited Transit
Very BikeableSchools
Construction
Condition
- Year built: 1784
Materials
- Foundation: Stone
- Roof: Composition
- Construction materials: Log,Stone,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial,Cabin
- Property subType: Cabin
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Microwave,Refrigerator,Washer,Oven,Range
- Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup
Basement
- Basement: Crawl Space
Bathroom1
- Level: Second
Bedroom1
- Level: Second
Bedroom2
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Features
- Entrance Foyer,Eat-in Kitchen,Ceiling Fan(s)
- Window features: Blinds
- Flooring: Hardwood,Tile
- Number of fireplaces: 4
- Fireplace features: Family Room,Kitchen,Masonry,Master Bedroom
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,696
Foyer
- Level: First
Foyer
- Level: First
Heating & Cooling
- Heating features: Forced Air,Heat Pump
- Cooling features: Heat Pump
Interior Area
- Total structure area: 1,696
- Total interior livable area: 1,696 sqft
Kitchen
- Level: First
Living Room
- Level: First
Living Room
- Level: First
Master Bedroom
- Level: Second
Property
Accessibility
- Accessibility features: Accessible Central Living Area,Accessible Common Area,Accessible Entrance,Accessible Hallway(s),Accessible Kitchen
Details
- Parcel number: 10913450
Features
- Levels: Two
- Fencing: Partial,Wood
- Has view: Yes
- View description: Neighborhood
Lot
- Lot size: 3,659 sqft
- Features: Few Trees
Parking
- Parking features: Driveway,Off Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Tornado
- Winter Weather
- Earthquake
- Hail
- Ice Storm
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,320 | $27,840 |
| Home Insurance * | $453 | $5,436 |
| Property Taxes | $480 | $5,760 |
| Electricity | $154 | $1,850 |
| Total | $3,407 | $40,884 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-16 | Listed for sale | $459,000 |
| 2026-04-04 | Listing removed | $479,000 |
| 2025-04-04 | Listed for sale | $479,000 |
| 2024-06-07 | Listing removed | -- |
| 2024-05-01 | Listed for rent | $2,750 |
| 2009-07-24 | Sold | $95,000 |
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