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1165 Iron Lace Ct, Lexington, KY, 40509

4beds
3baths
1,906sqft
$415,000
$218price/sqft
$2,836/moest. monthly cost
$113,440/yrincome needed

About This Home

Beautiful large move in ready ranch in popular Autumn Ridge. 4 bedrooms. 2 Primary Bedrooms, one on each floor. 3 full bathrooms. OPEN floor plan with large great room for entertaining. Kitchen: STAINLESS Appliances, white cabinets, Granite, Island. BONUS Room with wood-burning Fireplace. Master Suite with Bay Windows, Walk-in Shower and generous closet. First floor has easy care LVP flooring. Shingles and Windows are approximately 7 years old. 2 car Garage. Close to all kinds of Shopping, Restaurants, Home Centers, Fitness, Parks, Medical and Interstates 64 and 75. Welcome home!

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

7/10
7/10

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Slab
  • Roof: Dimensional Style,Shingle
  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Range
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bathroom3

  • Level: Second

Bedroom3

  • Level: First

Bedroom4

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Bonus Room

  • Level: First

Features

  • Breakfast Bar,Eat-in Kitchen,Ceiling Fan(s)
  • Window features: Insulated Windows,Blinds
  • Flooring: Carpet
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,906

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Electric,Heat Pump

Interior Area

  • Total structure area: 1,906
  • Total interior livable area: 1,906 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: First

Master Bedroom

  • Level: Second

Utility Room

  • Level: First

Property

Details

  • Parcel number: 19314520

Features

  • Levels: One and One Half
  • Fencing: Wood
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 5,418 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Driveway,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance *$150$1,800
Property Taxes $434$5,208
Electricity $154$1,850
Total$2,836$34,032
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,234/yr
40% on housing$85,080/yr
45% on housing$75,626/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$218This listing

vs Other Active Listings

Avg $/sqft

ZIP 40509$194
Fayette County$246

vs Homes Sold Last Month

Median $/sqft

ZIP 40509$195
Fayette County$186

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$395,000
2026-04-16Listed for sale$388,750
2025-09-27Listing removed$385,000
2025-09-04Listed for sale$385,000
2025-08-21Listing removed$389,900
2025-07-17Listed for sale$389,900
2023-05-02Sold$310,000
2023-03-14Sold$221,400
2009-11-12Sold$154,321
2009-04-10Sold$130,000
2009-02-01Price change$159,800
2008-12-15Listed for sale$188,890
1997-06-27Sold$110,000

For Sale by Agent

AgentNed Werling
BrokerageUnited Real Estate Bluegrass

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