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345 W Vine St #1806, Lexington, KY, 40507

2beds
3baths
1,476sqft
$475,000
$322price/sqft
$3,069/moest. monthly cost
$122,760/yrincome needed

About This Home

Experience the height of downtown Lexington in this 18th floor condo located within the newly renovated Hilton hotel. This property combines the convenience of a downtown location with the potential for a full renovation to transform it into a one-of-a-kind luxury residence. Enjoy the luxury of all the Hilton amenities including access to the indoor pool, spa and state-of-the-rt fitness facility. This condo is perfectly positioned for those who want to be at the center of it all with direct pedway access to Central Bank Center and Rupp Arena. And you will be just steps away from top rated restaurants, shopping, The Lexington Opera House, library, parks and green spaces. Your signature home awaits in a building that defines the Lexington skyline.

Getting Around

95
WalkingWalker's Paradise
0
TransitVery Limited Transit
78
BikeVery Bikeable

Schools

5/10
5/10
Lexington Middle SchoolGrades 6-80.5 mi
10/10
Lafayette High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1982

Materials

  • Foundation: Block
  • Roof: Flat
  • Construction materials: Other

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Microwave,Refrigerator,Cooktop,Oven,Range,Vented Exhaust Fan
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Elevator,Walk-In Closet(s)
  • Flooring: Carpet,Ceramic Tile,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,476

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,476
  • Total interior livable area: 1,476 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 10009780

Features

  • Levels: One
  • Private pool: Yes
  • Pool features: In Ground
  • Has view: Yes
  • View description: Trees/Woods,Neighborhood,Other

Parking

  • Total spaces: 1
  • Parking features: Attached Garage,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Tornado
Winter Weather
Earthquake
Hail
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$115$1,380
Property Taxes $399$4,788
Electricity $154$1,850
Total$3,069$36,828
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,222/yr
40% on housing$92,070/yr
45% on housing$81,840/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$322This listing

vs Other Active Listings

Avg $/sqft

ZIP 40507$244
Fayette County$245

vs Homes Sold Last Month

Median $/sqft

ZIP 40507$359
Fayette County$186

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Listed for sale$475,000
2020-09-15Listing removed$319,900
2020-03-16Price change$319,900
2020-01-29Listed for sale$392,000
1999-09-30Sold$103,000
1998-07-23Sold$94,500

For Sale by Agent

AgentHetty White
BrokerageBlack Mountain Realty

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