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393 Shoreside Dr, Lexington, KY, 40515

3beds
4baths
3,383sqft
$495,000
$146price/sqft
$3,495/moest. monthly cost
$139,800/yrincome needed

About This Home

Step into this spacious and updated home that offers maximum flexibility! With over 3,300 square feet, this home features 3 bedrooms and an additional (non-compliant) 4th bedroom in the basement, along with 2 full bathrooms, 2 half bathrooms, and a 2 car garage with work bench. A first floor bonus room can serve as a home office, library, or playroom. The primary suite has a large bathroom and walk-in closet with a backlit mirror and vanity table. The upstairs also boasts two additional bedrooms and a full bathroom plus a laundry closet (a second laundry area is in the basement). Look out over your private fenced in backyard from the living room with vaulted ceilings and ample natural light or relax on the brand new deck. A large kitchen and adjoining dining room is perfect for entertaining. You'll enjoy the finished walkout basement with a family room/theater and bar area plus an additional storage room. The backyard backs up to a large tree line and the reservoir which allows for both privacy and nice views. The home is located conveniently near Jacobson Park, quickly accessible to I-75, and yet within Lexington city limits.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

6/10
Brenda Cowan ElementaryGrades PK-52.0 mi
7/10
Henry Clay High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Slab
  • Roof: Dimensional Style,Shingle
  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Microwave,Refrigerator,Range
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Upper Level

Basement

  • Has basement: Yes
  • Basement: Bath/Stubbed,Finished,Full,Walk-Out Access

Bathroom2

  • Level: First

Bathroom3

  • Level: Second

Bathroom4

  • Level: Lower

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Dining Room

  • Level: First

Family Room

  • Level: Lower

Features

  • Walk-In Closet(s),Ceiling Fan(s)
  • Flooring: Carpet,Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Basement,Gas Log,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,169
  • Finished area above ground: 2,214

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 3,383
  • Total interior livable area: 3,383 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: Second

Master Bedroom

  • Level: Second

Office

  • Level: First

Property

Details

  • Parcel number: 19979510

Features

  • Levels: One and One Half
  • Fencing: Privacy,Wood

Lot

  • Lot size: 7,710 sqft
  • Features: Landscaped,Many Trees

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage Door Opener,Off Street,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,502$30,024
Home Insurance *$212$2,544
Property Taxes $514$6,168
Electricity $267$3,205
Total$3,495$41,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,828/yr
40% on housing$104,850/yr
45% on housing$93,200/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$146This listing

vs Other Active Listings

Avg $/sqft

ZIP 40515$209
Fayette County$246

vs Homes Sold Last Month

Median $/sqft

ZIP 40515$179
Fayette County$186

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Price change$484,900
2026-07-24Listed for sale$495,000
2025-02-10Sold$453,000
2025-01-08Contingent$460,000
2025-01-03Listed for sale$460,000
2013-07-24Sold$236,000
2013-05-03Listed for sale$240,000
2007-08-13Sold$213,500
2005-07-18Sold$198,500
1998-04-27Sold$141,086

For Sale by Agent

AgentChad Bowman
BrokerageThe Brokerage

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