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414 Darby Creek Rd APT B, Lexington, KY, 40509

2beds
2baths
1,164sqft
$189,900
$163price/sqft
$1,380/moest. monthly cost
$55,200/yrincome needed

About This Home

Why rent when you can own for less. Please give 2 hour notice for tenant approval. Tenant would like to stay if buying as an investment. Please do not let cat out. Property sold as is inspections welcome. Owner has never occupied. Call today for your private showing

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

6/10
Brenda Cowan ElementaryGrades PK-52.6 mi
7/10
Henry Clay High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1984

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick Veneer

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Range
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bathroom1

  • Level: Second

Bathroom2

  • Level: First

Bedroom1

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Laminate,Tile
  • Finished area below ground: 0
  • Finished area above ground: 1,164

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,164
  • Total interior livable area: 1,164 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Other

  • Level: First

Other

  • Level: First

Other

  • Level: First

Property

Details

  • Parcel number: 20017330

Features

  • Levels: Two
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 1 sqft

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Winter Weather
Hail
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$68$816
Property Taxes $198$2,376
Electricity $154$1,850
Total$1,380$16,560
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,314/yr
40% on housing$41,400/yr
45% on housing$36,800/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 40509$195
Fayette County$246

vs Homes Sold Last Month

Median $/sqft

ZIP 40509$195
Fayette County$186

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-07-03Price change$189,900
2025-06-06Listed for sale$199,900
2023-10-16Sold$157,500
2023-09-19Pending sale$162,500
2023-09-15Listed for sale$162,500
2022-05-19Sold$105,000
2021-04-07Sold$100,000
2019-07-19Listing removed$925
2019-07-08Price change$925
2019-07-02Sold$100,000
2019-06-19Listed for rent$950
2015-12-29Sold$74,250
2015-11-15Pending sale$76,995
2015-06-16Listed for sale$76,995
2015-05-15Listing removed$77,800
2015-02-11Price change$77,800
2014-11-16Listed for sale$78,800
2014-09-30Listing removed$79,900
2013-11-21Price change$79,900
2013-09-25Listed for sale$84,500
2009-08-06Sold$82,000
2009-02-20Listed for sale$85,000
2001-10-17Sold$60,500
1998-05-18Sold$54,250

For Sale by Agent

AgentKevin Mangold
BrokerageGoshen Real Estate, LLC

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