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2197 Taborlake Cir, Lexington, KY, 40502

4beds
4baths
4,474sqft
$799,000
$179price/sqft
$5,498/moest. monthly cost
$219,920/yrincome needed

About This Home

PRICED BELOW RECENT APPRAISAL! Welcome to 2197 Taborlake Circle, ideally located inside New Circle Road in the highly sought-after Taborlake neighborhood. This beautifully maintained 4-bedroom, 3.5-bath home offers the perfect combination of space, comfort, and convenience in one of Lexington's most desirable areas. The main level features inviting living spaces, a dedicated home office, and a well-designed kitchen that flows seamlessly into the living and entertaining areas. Just off the living room, a stylish wet bar adds the perfect touch for hosting guests or enjoying everyday convenience. Upstairs, the spacious primary suite includes a large walk-in closet and a relaxing retreat from the day. The recently finished basement provides additional flexible living space--ideal for a media room, playroom, home gym, or guest area. Step outside to the covered back porch overlooking a fully fenced yard, perfect for relaxing or entertaining. Residents of Taborlake enjoy neighborhood amenities including a pool and tennis courts, all while being just minutes from everything Lexington has to offer. Don't miss the opportunity to own a move-in ready home in this wonderful community! 1 Year home warranty Included!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

6/10
7/10
Morton Middle SchoolGrades 6-82.3 mi
7/10
Henry Clay High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1986

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Gas Range,Microwave,Refrigerator
  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: Bath/Stubbed,Partially Finished

Bathroom1

  • Level: Second

Bathroom2

  • Level: Second

Bathroom3

  • Level: Lower

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Den

  • Level: First

Dining Room

  • Level: First

Features

  • Breakfast Bar,Entrance Foyer,Eat-in Kitchen,Wet Bar,Walk-In Closet(s),Ceiling Fan(s)
  • Door features: Storm Door(s)
  • Window features: Blinds
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,033
  • Finished area above ground: 3,441

Foyer

  • Level: First

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,474
  • Total interior livable area: 4,474 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Office

  • Level: First

Recreation Room

  • Level: Lower

Property

Details

  • Parcel number: 20027260

Features

  • Levels: Two
  • Fencing: Other

Lot

  • Lot size: 9,321 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Driveway,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Tornado
Winter Weather
Hail
Ice Storm
Strong Wind

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$243$2,916
Property Taxes $862$10,344
Electricity $353$4,239
Total$5,498$65,976
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$188,502/yr
40% on housing$164,940/yr
45% on housing$146,613/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 40502$241
Fayette County$246

vs Homes Sold Last Month

Median $/sqft

ZIP 40502$271
Fayette County$186

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$824,999
2026-05-06Price change$849,000
2026-03-15Listed for sale$865,000
2020-07-29Sold$475,000
2020-06-04Pending sale$475,000
2020-05-31Price change$475,000
2020-05-12Price change$480,000
2020-04-15Listed for sale$489,000
2014-08-05Sold$427,000
2014-06-24Listed for sale$439,900

For Sale by Agent

AgentKristin Milam
BrokerageThe Brokerage

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