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386 Bradford Dr, Lexington, KY, 40503

3beds
1baths
1,276sqft
$329,900
$259price/sqft
$2,297/moest. monthly cost
$91,880/yrincome needed

About This Home

SOUTHLAND SOPHISTICATION and EXCITEMENT describes this lovely, FULLY MOVE IN READY home. Close on it and move in the next day with furniture, pictures, electronics and your Jack Russle Terrier! Walk into this fabulous gem to experience a mostly neutral interior with an eye catching Carribean blue accent wall. Immediately to the right is the smart kitchen area that is fully ready for summer watermelon and salads, fall football appetizers and December holiday happenings. Beautiful counter tops with lots of 'movement' in the grain of the granite is a perfect compliment to the white cabinets, keeping the kitchen light and bright. Down the hall an elegantly redone bathroom will be the perfect way to start end your day. Three bedrooms provide you the option of bedrooms, an office, den, or craft room. Upstairs the largely floored attic space is a good storage option or gives you the possibility to finish for an upstairs bedroom, mancave or all purpose room. A combination mudroom/laundry room sits at the back of the house. Step out the back door to a newly installed ample sized patio that adjoins the one car garage and covered side area for entertaining, reading or morning coffee. The deep back yard backs up to more greenspace so the area has privacy and solitude. An electric car charger at the top of the recently sealed driveway caps off the many attributes of this property. Beyond the house itself the location further elevates the attractiveness of such a wise purchase. Hill n Dale Park is just about a block and a half away. Southland Drive offers a world of banking, food, recreation and retail choices just a few blocks away and other major grocery stores like Trader Joes and the Regency Kroger and Regency shops are close by. The nearly maintenance free exterior house including a metal roof will give you years of enjoyment and easy living!

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
53
BikeBikeable

Schools

9/10
8/10
10/10
Lafayette High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1956

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Refrigerator,Washer,Range
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bedroom1

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Breakfast Bar,Eat-in Kitchen,Ceiling Fan(s)
  • Door features: Storm Door(s)
  • Window features: Blinds
  • Flooring: Tile,Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,276

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,276
  • Total interior livable area: 1,276 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Other

  • Level: Second

Utility Room

  • Level: First

Property

Details

  • Parcel number: 23620400

Features

  • Levels: One and One Half
  • Fencing: Chain Link

Lot

  • Lot size: 10,149 sqft
  • Features: Landscaped,Few Trees

Parking

  • Total spaces: 1
  • Parking features: Detached Garage,Driveway,Off Street,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Winter Weather
Earthquake
Hail
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$133$1,596
Property Taxes $342$4,104
Electricity $154$1,850
Total$2,297$27,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,754/yr
40% on housing$68,910/yr
45% on housing$61,253/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$259This listing

vs Other Active Listings

Avg $/sqft

ZIP 40503$194
Fayette County$246

vs Homes Sold Last Month

Median $/sqft

ZIP 40503$204
Fayette County$186

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-18Listed for sale$329,900
2024-05-17Sold$290,000
2024-05-11Pending sale$299,900
2024-04-26Contingent$299,900
2024-04-16Listed for sale$299,900
2023-05-03Sold$290,000
2023-04-13Pending sale$298,000
2023-04-01Listed for sale$298,000
2023-03-31Pending sale$298,000
2023-03-16Listed for sale$298,000
2023-02-06Pending sale$298,000
2023-01-30Price change$298,000
2023-01-09Listed for sale$307,000
2018-03-23Sold$202,000
2018-02-12Pending sale$205,000
2018-01-18Price change$205,000
2018-01-02Price change$215,000
2017-11-29Listed for sale$220,000
2016-02-10Sold$85,000
2004-01-08Sold$85,000

For Sale by Agent

AgentMarkus Cross
BrokerageMcCallie Real Estate

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