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697 Cindy Blair Way, Lexington, KY, 40503

4beds
4baths
2,793sqft
$649,900
$233price/sqft
$4,306/moest. monthly cost
$172,240/yrincome needed

About This Home

Beautifully remodeled 4 bedroom (2 primary suites!), 3.5 bathroom home on a half acre lot in one of Lexington's most desirable neighborhoods. With a most sensible and effortless layout, one immediately feels at home. Cindy Blair way offers both a formal living room and dining room. In addition, it boasts a wonderful eat-in kitchen which flows seamlessly into the family room with a gorgeous fireplace. This home is heated and cooled with 2 heat pumps (installed in 2023 and 2026) zoned for maximum comfort as well as a back up steam heating system powered by gas for extremely cold days in winter. Walking distance to schools and park!

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

8/10
8/10
10/10
Lafayette High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 1965

Materials

  • Foundation: Block
  • Roof: Dimensional Style
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Gas Range,Microwave,Refrigerator,Self Cleaning Oven,Vented Exhaust Fan
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Entrance Foyer,Eat-in Kitchen,Walk-In Closet(s)
  • Door features: Storm Door(s)
  • Window features: Insulated Windows,Blinds,Screens
  • Flooring: Ceramic Tile,Hardwood,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Ventless
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,793

Heating & Cooling

  • Heating features: Baseboard,Hot Water,Natural Gas,Zoned
  • Cooling features: Central Air,Ceiling Fan(s),Electric,Heat Pump

Interior Area

  • Total structure area: 2,793
  • Total interior livable area: 2,793 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 24631400

Features

  • Exterior features: Garden
  • Fencing: Chain Link
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 0.52 Acres
  • Features: Landscaped,Few Trees

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Tornado
Winter Weather
Hail
Ice Storm
Strong Wind

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$262$3,144
Property Taxes $538$6,456
Electricity $220$2,646
Total$4,306$51,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$147,634/yr
40% on housing$129,180/yr
45% on housing$114,826/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$233This listing

vs Other Active Listings

Avg $/sqft

ZIP 40503$192
Fayette County$245

vs Homes Sold Last Month

Median $/sqft

ZIP 40503$204
Fayette County$186

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$645,000
2026-04-20Price change$649,000
2026-03-30Price change$655,000
2026-02-20Listed for sale$664,900
2026-01-24Listing removed$664,900
2026-01-14Listed for sale$664,900
2023-06-23Sold$423,000
2023-05-22Contingent$420,000
2023-05-19Listed for sale$420,000

For Sale by Agent

AgentBarbara A Farrell
BrokerageBluegrass Sotheby's International Realty

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