See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1609 Prairie Cir, Lexington, KY, 40515

2beds
2baths
1,226sqft
$255,000
$208price/sqft
$1,816/moest. monthly cost
$72,640/yrincome needed

About This Home

Move-in ready and beautifully renovated in Century Hills! Fresh paint and new flooring throughout, including durable luxury vinyl plank and plush carpet, give this home a bright, updated feel. The main level offers a spacious living room with direct access to the fenced backyard, perfect for relaxing or entertaining. The refreshed kitchen features new cabinetry, a stylish tile backsplash, stainless steel appliances, and an adjoining dining area. A convenient laundry area and updated half bath complete the first floor. Upstairs, you'll find two generously sized bedrooms with vaulted ceilings, along with a beautifully renovated full bath. Additional updates include new siding and windows, plus outdoor storage for added convenience. Ideally located near shopping, dining, and everyday amenities, this updated Century Hills home is ready for its next owner!

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

6/10
Squires Elementary SchoolGrades PK-50.2 mi
4/10
3/10
Tates Creek High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1982

Materials

  • Foundation: Slab
  • Roof: Composition,Dimensional Style
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Cooktop,Oven
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bedroom1

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Eat-in Kitchen,Walk-In Closet(s)
  • Door features: Storm Door(s)
  • Window features: Insulated Windows,Blinds
  • Flooring: Carpet
  • Finished area below ground: 0
  • Finished area above ground: 1,226

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,226
  • Total interior livable area: 1,226 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 20000510

Features

  • Levels: Two
  • Fencing: Chain Link,Wood
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 4,268 sqft

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Winter Weather
Strong Wind

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,289$15,468
Home Insurance *$109$1,308
Property Taxes $264$3,168
Electricity $154$1,850
Total$1,816$21,792
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,262/yr
40% on housing$54,480/yr
45% on housing$48,426/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 40515$209
Fayette County$246

vs Homes Sold Last Month

Median $/sqft

ZIP 40515$179
Fayette County$186

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Listed for sale$255,000
2026-08-11Listing removed$255,000
2026-07-24Listed for sale$255,000

For Sale by Agent

AgentRachel M Underwood
BrokerageChristies International Real Estate Bluegrass

Similar Homes