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2100 Clays Mill Rd, Lexington, KY, 40503

3beds
1baths
1,337sqft
$290,900
$218price/sqft
$2,043/moest. monthly cost
$81,720/yrincome needed

About This Home

A Lot Of Features are packed into this Clays Mill cutie! The most visible one you immediately notice is beautiful, new vinyl siding installed in February of this year, that will provide decades of trouble free maintenance. The front yard has several newly planted trees and some mature ones that contribute to the charm of the house and the entire property. The tidy floor plan provides enough square footage for lots of endeavors and yet separate spaces for finding a quiet spot to read or enjoy family gatherings. A side screened porch provides a wonderful outdoor spot for congregating with friends for a cook out, or that early morning coffee with toast and jam. The finished upstairs which has been newly painted and sporting new vinyl flooring would be a perfect child's room or great for crafts, reading or as an upstairs man loft. There are plenty of spaces downstairs and up for numerous activities and the level backyard is perfect for your dog or gardening. Don't delay seeing this cute gem near the ultra convenient Southland Drive area and just a short hop to Home Depot and restaurants on Harrodsburg Road!

Getting Around

73
WalkingVery Walkable
0
TransitVery Limited Transit
76
BikeVery Bikeable

Schools

9/10
8/10
10/10
Lafayette High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1946

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Oven
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: First
  • Area: 51

Bedroom1

  • Level: First
  • Area: 126.5

Bedroom2

  • Level: Second
  • Area: 312

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First
  • Area: 110

Features

  • Ceiling Fan(s)
  • Door features: Storm Door(s)
  • Window features: Storm Window(s),Blinds
  • Flooring: Hardwood,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Masonry
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,337

Heating & Cooling

  • Heating features: Zoned,Ductless
  • Cooling features: Ceiling Fan(s),Ductless,Electric,Zoned

Interior Area

  • Total structure area: 1,337
  • Total interior livable area: 1,337 sqft

Kitchen

  • Level: First
  • Area: 84

Living Room

  • Level: First
  • Area: 154

Master Bedroom

  • Level: First
  • Area: 126.5

Property

Details

  • Parcel number: 25529800

Features

  • Levels: One and One Half
  • Exterior features: Garden
  • Fencing: Wood

Lot

  • Lot size: 8,276 sqft
  • Features: Few Trees

Parking

  • Total spaces: 2
  • Parking features: Detached Garage,Driveway,Off Street,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,470$17,640
Home Insurance *$117$1,404
Property Taxes $302$3,624
Electricity $154$1,850
Total$2,043$24,516
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,045/yr
40% on housing$61,290/yr
45% on housing$54,480/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$218This listing

vs Other Active Listings

Avg $/sqft

ZIP 40503$195
Fayette County$246

vs Homes Sold Last Month

Median $/sqft

ZIP 40503$204
Fayette County$186

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Price change$307,900
2026-02-27Listed for sale$314,900
2021-07-30Sold$230,000
2016-05-31Sold$155,900
2016-04-06Pending sale$154,900
2016-04-05Listed for sale$154,900
2006-02-13Sold$129,000
2002-12-16Sold$105,000

For Sale by Agent

AgentMarkus Cross
BrokerageMcCallie Real Estate

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