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3317 Fox Trace Rd, Lexington, KY, 40515

2beds
1baths
992sqft
$239,900
$242price/sqft
$1,729/moest. monthly cost
$69,160/yrincome needed

About This Home

This recently renovated home offers 2 bedrooms, each with a walk-in closet, and has been thoughtfully updated throughout. Features include a spacious living room, a stylish kitchen and bathroom with granite countertops, laminate flooring, fenced backyard, with area for small flower or vegetable garden. A concrete driveway adds convenience and curb appeal, making this move-in-ready home an excellent choice.

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

6/10
Squires Elementary SchoolGrades PK-50.4 mi
7/10
Henry Clay High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 1983

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Oven
  • Laundry features: Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Laminate
  • Finished area below ground: 0
  • Finished area above ground: 992

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 992
  • Total interior livable area: 992 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 20008830

Features

  • Levels: One and One Half
  • Fencing: Partial
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 3,005 sqft

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Winter Weather
Strong Wind

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$103$1,236
Property Taxes $259$3,108
Electricity $154$1,850
Total$1,729$20,748
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,280/yr
40% on housing$51,870/yr
45% on housing$46,106/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$242This listing

vs Other Active Listings

Avg $/sqft

ZIP 40515$209
Fayette County$246

vs Homes Sold Last Month

Median $/sqft

ZIP 40515$179
Fayette County$186

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$239,900
2024-06-07Sold$200,000
2024-05-11Pending sale$214,900
2024-05-07Listed for sale$214,900
2024-05-07Listing removed--
2024-04-29Listed for sale$214,900

For Sale by Agent

AgentDonald Rogers
BrokerageHouse 2 Home Realty

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