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2593 Spring Valley Loop, Lexington, KY, 40511

3beds
2baths
1,364sqft
$310,000
$227price/sqft
$2,170/moest. monthly cost
$86,800/yrincome needed

About This Home

OPEN SUNDAY, 7/26 from 2:00 - 4:00 p.m. This 3 bedroom, 2 full bath ranch in Masterson has brand new paint throughout, new vinyl flooring in kitchen, baths, and laundry room, and new carpet in bedrooms. One-level living in this open layout with large living room with fireplace. Kitchen has plenty of cabinets, tile backsplash, and room for a table and chairs. Primary bedroom has a walk-in closet and full bath. Two additional bedrooms and another full bath. Utility room and 2-car garage. Deck and fenced backyard. Close to Masterson Station Park and the dog park, grocery stores, restaurants, schools, and close proximity to I-64 and I-75.

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

8/10
6/10
Leestown Middle SchoolGrades 6-81.1 mi
3/10
Bryan Station High SchoolGrades 9-124.9 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Slab
  • Roof: Dimensional Style,Shingle
  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Range
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Entrance Foyer,Eat-in Kitchen,Walk-In Closet(s),Ceiling Fan(s)
  • Door features: Storm Door(s)
  • Window features: Insulated Windows,Blinds
  • Flooring: Carpet,Ceramic Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Factory Built,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,364

Foyer

  • Level: First

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,364
  • Total interior livable area: 1,364 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Utility Room

  • Level: First

Property

Details

  • Parcel number: 38050930

Features

  • Levels: One
  • Fencing: Wood

Lot

  • Lot size: 4,181 sqft
  • Features: Landscaped

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Tornado
Winter Weather
Hail
Ice Storm
Strong Wind

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance *$128$1,536
Property Taxes $321$3,852
Electricity $154$1,850
Total$2,170$26,040
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,400/yr
40% on housing$65,100/yr
45% on housing$57,866/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$227This listing

vs Other Active Listings

Avg $/sqft

ZIP 40511$528
Fayette County$246

vs Homes Sold Last Month

Median $/sqft

ZIP 40511$180
Fayette County$186

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$310,000
2020-08-14Listing removed$1,175
2020-08-13Listed for rent$1,175
2018-04-07Listing removed$1,100
2018-03-26Listed for rent$1,100
2017-07-11Listing removed$1,100
2017-04-14Listed for rent$1,100
2015-07-05Listing removed$1,050
2015-06-06Listed for rent$1,050
2015-05-28Sold$114,500
2010-06-26Listing removed$135,000
2010-06-05Price change$135,000
2010-05-01Listed for sale$138,500
2004-10-08Sold$127,500
2002-02-14Sold$107,405

For Sale by Agent

AgentAmy Jacobs
BrokerageKeller Williams Bluegrass Realty

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