




1645 Liberty Rd, Lexington, KY, 40505
About This Home
Opportunities like this don't come around often! This beautifully updated home offers an incredible amount of flexible living space, making it perfect for large families, multi-generational living, or anyone looking for room to grow. The main level features three bedrooms, a full bathroom, a spacious living area and Kitchen. Upstairs, you'll find a huge loft that can easily become a second living room, home office, playroom, gym, hobby space, or anything your lifestyle needs. The finished basement adds even more versatility with two bedrooms, a full bathroom, an additional bonus room, and two separate entrances, including its own private exterior entrance, creating endless possibilities for guests, extended family, or a private workspace. The true highlight of this property is the detached one-bedroom apartment complete with its own kitchen and full bathroom. Whether you're looking for a mother-in-law suite, private guest quarters, or additional living space, the possibilities are endless. Outside, enjoy a spacious backyard with plenty of room to entertain, relax, or garden, plus a storage shed for all your outdoor equipment. Conveniently located just minutes from Downtown Lexington, the University of Kentucky, shopping, restaurants, parks, schools, and with quick access to New Circle Road, Keeneland Race Course, the Kentucky Horse Park, and major highways including I-64 and I-75, this home combines space, flexibility, and an unbeatable location. Don't miss your chance to own a property that truly stands out from the rest!
Getting Around
Schools
Construction
Condition
- Year built: 1947
Materials
- Foundation: Block
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Refrigerator,Range
- Laundry features: Lower Level
Basement
- Has basement: Yes
- Basement: Exterior Entry,Finished,Full,Interior Entry,Sump Pump,Walk-Out Access,Walk-Up Access
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 3
- Full bathrooms: 3
Features
- Breakfast Bar
- Flooring: Vinyl
- Number of fireplaces: 1
- Fireplace features: Family Room
- Fireplace: Yes
- Finished area below ground: 950
- Finished area above ground: 1,520
Heating & Cooling
- Heating features: Heat Pump,Natural Gas
- Cooling features: Electric
Interior Area
- Total structure area: 2,470
- Total interior livable area: 2,470 sqft
Kitchen
- Level: First
Master Bedroom
- Level: First
Property
Details
- Parcel number: 44970100
Features
- Levels: Three Or More
- Fencing: Chain Link
Lot
- Lot size: 7,013 sqft
Parking
- Parking features: Driveway,Off Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Hail
- Ice Storm
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,592 | $19,104 |
| Home Insurance * | $168 | $2,016 |
| Property Taxes | $324 | $3,888 |
| Electricity | $195 | $2,340 |
| Total | $2,279 | $27,348 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-26 | Price change | $314,900 |
| 2026-07-05 | Listed for sale | $325,000 |
| 2026-03-30 | Sold | $69,800 |
| 2010-04-20 | Sold | $62,000 |
| 2010-01-30 | Price change | $86,100 |
| 2009-12-25 | Price change | $91,100 |
| 2009-12-10 | Listed for sale | $94,900 |
| 2009-11-12 | Sold | $76,767 |
| 2006-09-08 | Sold | $116,000 |
