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127 Cotton St, New Iberia, LA, 70563

3beds
2baths
1,868sqft
$115,000
$62price/sqft
$944/moest. monthly cost
$37,760/yrincome needed

About This Home

Charming Brick Home on Double Lot - Ideal Starter Home! This solid 3-bedroom, 2-bath brick home sits on a spacious double lot and is perfect for a first-time home buyer. Inside, you'll find a large kitchen with ample cabinet space, a separate laundry room, and generously sized bedrooms. The home offers two living rooms, providing flexible space for entertaining, relaxing, or a home office. One bathroom has been completely remodeled, while the second bathroom is handicap accessible for added convenience. Outside features include a double carport, rear yard access, and plenty of space to add a shed or workshop. With room to grow both inside and out, this well-built home offers comfort, functionality, and great potential. your showing today!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

5/10
5/10
7/10

Construction

Condition

  • Property condition: Resale

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Brick Veneer,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Cooktop,Gas Stove Con
  • Laundry features: Washer Hookup,Gas Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Separate Shower,Standalone Tub,Walk-In Closet(s),Formica Counters,Other Counters
  • Door features: Storm Door(s)
  • Window features: Window Treatments
  • Flooring: Vinyl Tile,Wood,Wood Laminate

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,868 sqft

Property

Accessibility

  • Accessibility features: Handicap Acc

Details

  • Parcel number: 0404068000

Features

  • Stories: 1
  • Patio & porch: Open,Porch
  • Exterior features: Lighting
  • Fencing: Chain Link,Partial

Lot

  • Lot size: 0.33 Acres
  • Features: 0 to 0.5 Acres,Level
  • Lot size dimensions: 60/57 x 115/117 & 60 x 125

Parking

  • Total spaces: 2
  • Parking features: Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Drought
Heat Wave
Tsunami

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $581$6,972
Home Insurance *$182$2,184
Property Taxes $34$408
Electricity $147$1,773
Total$944$11,328
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$32,365/yr
40% on housing$28,320/yr
45% on housing$25,173/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: 5.2%
5.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$62This listing

vs Other Active Listings

Avg $/sqft

ZIP 70563$113
Iberia Parish$77

vs Homes Sold Last Month

Median $/sqft

ZIP 70563$112
Iberia Parish$105

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-03Listed for sale$115,000
2026-04-11Pending sale$115,000
2026-01-10Listed for sale$115,000
2020-08-18Listing removed$116,500
2020-08-05Price change$116,500
2020-06-30Price change$120,000
2020-01-15Price change$123,000
2019-11-17Listed for sale$125,000
1975-01-01Sold--

For Sale by Agent

AgentLauren Judice
BrokerageEXP Realty, LLC

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