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200 Rayland St, Lafayette, LA, 70506

3beds
1baths
1,305sqft
$154,000
$118price/sqft
$1,158/moest. monthly cost
$46,320/yrincome needed

About This Home

Charming 3-bedroom, 1-bath home located on a peaceful dead-end street in Lafayette Parish. This home is move-in ready with plenty of natural light and a functional layout. Included is a versatile shed, perfect for extra storage or a workshop. Enjoy the tranquility of a quiet neighborhood while being close to local amenities. Your ideal home awaits!

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

4/10
Lafayette Middle SchoolGrades 6-81.6 mi
6/10
Acadiana High SchoolGrades 9-122.0 mi

Construction

Condition

  • Property condition: Resale

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Formica Counters
  • Flooring: Vinyl Tile,Wood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,305 sqft

Property

Details

  • Parcel number: 6024078

Features

  • Stories: 1

Lot

  • Lot size: 5,998 sqft
  • Features: 0 to 0.5 Acres
  • Lot size dimensions: 50 x 120

Parking

  • Total spaces: 2
  • Parking features: Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Inland Flooding
Heat Wave
Ice Storm

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $778$9,336
Home Insurance *$160$1,920
Property Taxes $73$876
Electricity $147$1,773
Total$1,158$13,896
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,702/yr
40% on housing$34,740/yr
45% on housing$30,880/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.2%
6.2%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$118This listing

vs Other Active Listings

Avg $/sqft

ZIP 70506$115
Lafayette Parish$157

vs Homes Sold Last Month

Median $/sqft

ZIP 70506$143
Lafayette Parish$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-04Price change$154,000
2026-02-24Price change$158,000
2026-01-27Price change$163,500
2025-11-17Price change$165,000
2025-10-15Price change$167,000
2025-09-27Price change$169,500
2025-08-26Price change$172,500
2025-08-08Listed for sale$175,000
2024-07-25Listing removed--
2024-04-26Listed for sale$175,000
2022-05-26Sold--
2022-04-29Pending sale$163,500
2022-04-28Listed for sale$163,500
2022-04-27Pending sale$163,500
2022-04-25Price change$163,500
2022-04-19Listed for sale$164,500
2022-04-04Pending sale$164,500
2022-03-26Listed for sale$164,500
2021-12-13Sold--
2010-04-22Sold--
2010-03-02Price change$92,900
2009-11-14Listed for sale$93,000

For Sale by Agent

AgentShayna Henry
BrokerageNextHome Cutting Edge Realty

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