3620 E 40th St, Des Moines, IA, 50317
About This Home
Move-in ready and freshly updated! This well-maintained home offers 3 bedrooms upstairs with a full bath, plus a finished lower level featuring a spacious family room and a non-conforming 4th bedroom—ideal for guests, a home office, or hobby space. Fresh paint throughout and all new lighting fixtures give the home a bright, modern feel. The main level includes a convenient half bath, while the kitchen is equipped with stainless steel appliances, a gas stove, and all appliances stay, including the washer and dryer located in the basement. Situated at the end of a quiet cul-de-sac, you'll enjoy a fully fenced backyard w/mature trees, two storage sheds, and plenty of outdoor space. The attached garage is a bonus with heat, A/C, and a full screen door, making it a comfortable extension of the living space year-round. Major updates include a new HVAC (2023), roof (2024), living room carpet (2024), front deck (2025), sump pump with battery backup (2026), and radon mitigation system (2026).
Getting Around
Car-Dependent
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1979
Materials
- Foundation: Block
- Roof: Asphalt,Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Refrigerator,Stove,Washer
Basement
- Has basement: Yes
- Basement: Finished
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Separate/Formal Dining Room,Eat-in Kitchen,Window Treatments
- Flooring: Carpet
- Finished area below ground: 550
Heating & Cooling
- Heating features: Forced Air,Gas,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,400
- Total interior livable area: 1,400 sqft
Property
Details
- Parcel number: 06000869006000
- Zoning: RES
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Patio
- Exterior features: Patio,Storage
- Fencing: Chain Link
Lot
- Lot size: 10,585 sqft
- Features: Cul-De-Sac
Parking
- Total spaces: 2
- Parking features: Attached,Garage,Two Car Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Heat Wave
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,466 | $17,592 |
| Home Insurance * | $214 | $2,568 |
| Property Taxes | $416 | $4,992 |
| Electricity | $121 | $1,452 |
| Total | $2,217 | $26,604 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-12 | Price change | $287,500 |
| 2026-07-22 | Listed for sale | $290,000 |
| 2024-04-26 | Sold | $270,000 |
| 2024-04-04 | Pending sale | $270,000 |
| 2024-04-02 | Listed for sale | $270,000 |
| 2023-11-18 | Listing removed | -- |
| 2023-09-19 | Listed for sale | $265,000 |
| 2023-09-06 | Listing removed | -- |
| 2023-08-09 | Price change | $270,000 |
| 2023-07-27 | Price change | $275,000 |
| 2023-07-21 | Price change | $284,000 |
| 2023-07-18 | Listed for sale | $299,000 |
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