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44320 Simpson Pl, Hammond, LA, 70403

2beds
1baths
978sqft
$112,000
$115price/sqft
$856/moest. monthly cost
$34,240/yrincome needed

About This Home

Newly remodeled 2 bedroom, 1 bath traditional cottage located in the desirable Cypress Cove Subdivision. This charming 978 sq. ft. home features an open floor plan, granite countertops, and vinyl plank flooring throughout. The interior showcases a neutral color palette and updated finishes, creating a warm and inviting atmosphere. The spacious yard provides plenty of room for outdoor enjoyment. This property is an excellent investment opportunity and is currently rented for $1,125 per month—perfect to add to your rental portfolio.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Very Good Condition
  • Year built: 1987

Materials

  • Foundation: Raised
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bedroom

  • Level: Lower
  • Dimensions: 9.60 X 7.00

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Fireplace features: None

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,336
  • Total interior livable area: 978 sqft

Kitchen

  • Level: Lower
  • Dimensions: 8.90 X 10.00

Living Room

  • Level: Lower
  • Dimensions: 15.00 X 12.50

Master Bedroom

  • Level: Lower
  • Dimensions: 9.50 X 10.00

Property

Details

  • Parcel number: 04941500
  • Special condition: None

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.42 Acres
  • Features: City Lot,Rectangular Lot
  • Lot size dimensions: 80 x 160

Parking

  • Total spaces: 1
  • Parking features: Covered,One Space

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Cold Wave
Heat Wave
Inland Flooding
Lightning
Tornado
Tsunami

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $566$6,792
Home Insurance *$112$1,344
Property Taxes $31$372
Electricity $147$1,773
Total$856$10,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$29,348/yr
40% on housing$25,680/yr
45% on housing$22,826/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.4%
14.4%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: -3.5%
-3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$115This listing

vs Other Active Listings

Avg $/sqft

ZIP 70403$121
Tangipahoa Parish$129

vs Homes Sold Last Month

Median $/sqft

ZIP 70403$145
Tangipahoa Parish$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-11-04Listed for sale$112,000
2025-08-27Listing removed$1,125
2025-07-29Listed for rent$1,125
2020-11-12Sold--
2016-03-09Sold--
2016-01-30Price change$69,999
2016-01-20Price change$74,900
2015-09-27Price change$75,900
2015-08-20Price change$75,999
2015-07-27Price change$79,999
2015-06-24Price change$84,999
2015-02-14Listed for sale$89,900
2011-05-17Sold--
2010-11-18Listing removed$44,900
2010-10-28Price change$44,900
2010-10-20Price change$54,900
2010-10-13Price change$64,900
2010-10-09Price change$69,900
2010-10-06Price change$72,900
2010-09-26Listed for sale$77,900
2005-02-18Sold--

For Sale by Agent

AgentWill Frederick
BrokerageKeller Williams Realty Services

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