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302 Keystone Loop, Houma, LA, 70360

5beds
4baths
3,505sqft
$675,450
$193price/sqft
$4,782/moest. monthly cost
$191,280/yrincome needed

About This Home

CLASSIC GEORGIAN ELEGANCE IN SUGAR MILL POINT ESTATES Welcome to 302 Keystone Loop, a custom brick Georgian home by Chris Ledet Builders, offering timeless style and functional living in Sugar Mill Point Estates. An elegant foyer with three arched openings frames the formal dining and living room, creating a refined first impression. The kitchen features custom cabinetry, granite countertops, stainless steel appliances, and abundant natural light, with a charming window seat breakfast area overlooking the backyard. The family room centers on a wood-burning fireplace with gas starter and includes a built-in wet bar, perfect for entertaining. The main level offers a private office or 5th bedroom with adjacent full bath, plus a convenient half bath near the family room. Upstairs, the spacious primary suite includes a walk-in closet, granite countertops, an oversized frameless shower, and a walk-in tub. Three additional bedrooms share a Jack-and-Jill bath. Additional features include a Bose home theater system, monitored security system, air-conditioned storage room, oversized three-car garage, and approximately 1,000 sq. ft of floored attic space. Over 3,500 square feet of living space on an established street, offering comfort, flexibility, and classic design. Current Homeowners Insurance is $9,663.01 annually. Property Taxes are $3,107.98 /yr. Flood Premium is $1,199/yr and transferable to the Buyer.

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

9/10
4/10
Houma Junior High SchoolGrades 7-81.4 mi
8/10
Terrebonne High SchoolGrades 9-121.5 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1989

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick Siding,Brick

Other

  • Builder name: Chris Ledet, Ltd.

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Elec Stove Con,Electric Cooktop,Dishwasher,Microwave,Refrigerator,Self Cleaning Oven,Oven,Double Oven,Range Hood,Gas Water Heater
  • Laundry features: Laundry Room,Inside,Washer/Dryer Hookups

Bedroom1

  • Level: Second
  • Area: 252

Bedroom2

  • Level: Second
  • Area: 168

Bedroom3

  • Level: Second
  • Area: 120

Bedroom4

  • Level: Second
  • Area: 168.75

Bedroom5

  • Level: First
  • Area: 174

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • Partial bathrooms: 1

Dining Room

  • Level: First
  • Area: 285

Features

  • Eat-in Kitchen,Crown Molding,Wet Bar,Home Entertainment System,Pantry,Storage
  • Window features: Storm Shutters
  • Flooring: Ceramic Tile,Marble,Wood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Attic: Attic Access,Storage

Heating & Cooling

  • Heating features: 2 or More Units Heat,Central,Gas Heat
  • Cooling features: Multi Units,Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 4,626
  • Total interior livable area: 3,505 sqft

Kitchen

  • Features: Granite Counters, Pantry, Cabinets Custom Built
  • Level: First
  • Area: 200

Living Room

  • Level: First
  • Area: 416.5

Master Bathroom

  • Features: Double Vanity, Separate Shower, Shower Combo

Master Bedroom

  • Features: Ceiling Fan(s), Walk-In Closet(s), Dressing Room

Property

Details

  • Parcel number: 11000
  • Special condition: Standard

Features

  • Stories: 2
  • Patio & porch: Covered,Porch,Patio
  • Exterior features: Rain Gutters,Wet Bar
  • Fencing: Wood

Lot

  • Lot size: 0.50 Acres
  • Features: Shade Tree(s),Landscaped
  • Lot size dimensions: 105.24 x 140 x 169.70 x 184.12

Parking

  • Total spaces: 3
  • Parking features: 3 Cars Park,Garage,Other,Concrete,Driveway,Garage Door Opener
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Tornado
Cold Wave
Heat Wave
Inland Flooding
Lightning
Hail
Winter Weather
Tsunami

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,415$40,980
Home Insurance *$877$10,524
Property Taxes $225$2,700
Electricity $265$3,180
Total$4,782$57,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$163,954/yr
40% on housing$143,460/yr
45% on housing$127,520/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.4%
15.4%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: -4.8%
-4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$193This listing

vs Other Active Listings

Avg $/sqft

ZIP 70360$135
Terrebonne Parish$112

vs Homes Sold Last Month

Median $/sqft

ZIP 70360$133
Terrebonne Parish$118

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Listed for sale$675,450
1988-05-02Sold--

For Sale by Agent

AgentDebbie Chauvin
BrokerageReal Estate Express

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