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1408 Cottage Dr, Houma, LA, 70360

5beds
3baths
3,028sqft
$274,000
$90price/sqft
$2,060/moest. monthly cost
$82,400/yrincome needed

About This Home

Seller is willing to help with some closing costs! Located in the highly desirable Southdown West subdivision, this spacious 5-bedroom, 2.5-bath home with a bonus room offers comfort, versatility, and peace of mind. Situated in Flood Zone X — no flood insurance required, this property is in a great school district and just minutes from grocery stores, shopping, and everyday conveniences. The home features new air conditioners, a new roof, new windows, and new flooring, providing major updates buyers are looking for. Spacious living areas are filled with natural light and flow seamlessly into a modern kitchen, making the home ideal for both everyday living and entertaining. The bonus room offers endless possibilities and is perfect for a home office, gym, or play area. The garage is equipped with its own air conditioner, making it an excellent option for a man cave, game room, or additional flex space. Step outside to enjoy a large backyard, perfect for outdoor relaxation or gatherings. Residents of Southdown West also enjoy access to neighborhood tennis courts, adding to the community appeal. Some photos have been virtually staged using AI to showcase the home’s potential.

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

9/10
4/10
Houma Junior High SchoolGrades 7-81.0 mi
8/10
Terrebonne High SchoolGrades 9-121.2 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1979

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Elec Stove Con,Electric Cooktop,Dishwasher,Microwave,Stainless Steel Appliance(s)
  • Laundry features: Washer/Dryer Hookups

Bedroom1

  • Level: Second
  • Area: 300

Bedroom2

  • Level: Second
  • Area: 166.25

Bedroom3

  • Level: Second
  • Area: 158.75

Bedroom4

  • Level: Second
  • Area: 238.3333

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Features

  • Crown Molding
  • Flooring: Ceramic Tile,Laminate

Heating & Cooling

  • Heating features: 2 or More Units Heat,Central
  • Cooling features: Multi Units,Central Air

Interior Area

  • Total structure area: 3,604
  • Total interior livable area: 3,028 sqft

Kitchen

  • Features: Granite Counters

Living Room

  • Level: First
  • Area: 209.0833

Master Bedroom

  • Features: En Suite Bath, 2 Closets or More, Ceiling Fan(s), Master Downstairs
  • Level: First
  • Area: 167.9167

Property

Details

  • Parcel number: 11037

Features

  • Levels: Multi/Split
  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Rain Gutters
  • Fencing: Full
  • Frontage length: 75

Lot

  • Lot size: 8,276 sqft
  • Features: Rectangular Lot
  • Lot size dimensions: 75 x 108

Parking

  • Total spaces: 2
  • Parking features: 2 Cars Park,Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Tornado
Cold Wave
Heat Wave
Inland Flooding
Lightning
Hail
Winter Weather
Tsunami

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,385$16,620
Home Insurance *$356$4,272
Property Taxes $91$1,092
Electricity $228$2,747
Total$2,060$24,720
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,628/yr
40% on housing$61,800/yr
45% on housing$54,933/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.4%
15.4%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: -4.8%
-4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$90This listing

vs Other Active Listings

Avg $/sqft

ZIP 70360$137
Terrebonne Parish$112

vs Homes Sold Last Month

Median $/sqft

ZIP 70360$133
Terrebonne Parish$118

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-07-03Price change$274,000
2025-01-29Price change$275,000
2024-05-04Price change$285,000
2024-04-08Price change$300,000
2023-05-05Price change$299,900
2023-04-06Listed for sale$319,500
2023-04-01Listing removed--
2023-03-15Price change$319,500
2023-02-15Price change$322,500
2022-10-26Listed for sale$325,000
2022-10-25Listing removed--
2022-09-13Price change$325,000
2022-08-04Price change$334,900
2022-06-14Price change$339,900
2022-04-26Listed for sale$350,000
2021-06-16Sold--
2021-04-28Pending sale$171,000
2021-04-12Price change$171,000
2021-02-24Listed for sale$190,000
2020-10-17Listing removed--
2020-08-13Listed for sale--
2015-12-22Sold--

For Sale by Agent

AgentAmanda Smith
BrokerageCanal & Main Realty

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