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215 Palm Ave, Houma, LA, 70364

2beds
2baths
879sqft
$119,900
$136price/sqft
$952/moest. monthly cost
$38,080/yrincome needed

About This Home

Discover the charm of downtown Houma with this cozy cottage, offers the perfect blend of comfort and convenience! 2-bedroom, 1.5-bath home is ideal for those seeking a quaint living space in a vibrant community. Step inside to find a recently updated kitchen and bathroom, making everyday living a breeze. The convenient layout is designed for both relaxation and functionality, ensuring you have all the space you need. Home features window air conditioning and central heating, providing year-round comfort. Enjoy your morning coffee or unwind in the evenings on the welcoming front entry porch, which adds to the cottage's charm. While it may require minor repairs, this home is priced to sell quickly, making it an incredible opportunity for first-time buyers or investors alike. Located in the heart of downtown Houma, you'll have easy access to Terrebonne General hospital, local shops, restaurants, and entertainment. Don’t miss out on your chance to own a piece of downtown living! Schedule your showing today and envision the possibilities!

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
57
BikeBikeable

Schools

8/10
Legion Park Middle SchoolGrades PK-60.4 mi
4/10
Houma Junior High SchoolGrades 7-81.7 mi
8/10
Terrebonne High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1955

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Asbestos,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Acadian
  • Property subType: Single Family Residence,Residential

Interior

Bathroom1

  • Level: First
  • Area: 58.6667

Bedroom1

  • Level: First
  • Area: 137

Bedroom2

  • Level: First
  • Area: 134.75

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • Partial bathrooms: 1

Features

  • Flooring: Laminate

Heating & Cooling

  • Heating features: Central
  • Cooling features: Window Unit(s),Ceiling Fan(s)

Interior Area

  • Total structure area: 1,275
  • Total interior livable area: 879 sqft

Living Room

  • Level: First
  • Area: 135.0972

Property

Details

  • Parcel number: 18777
  • Special condition: Standard

Features

  • Stories: 1
  • Patio & porch: Porch

Lot

  • Lot size: 7,840 sqft
  • Lot size dimensions: 60 x 129.6

Parking

  • Parking features: Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Cold Wave
Heat Wave
Lightning
Tornado
Coastal Flooding
Tsunami

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$160$1,920
Property Taxes $39$468
Electricity $147$1,773
Total$952$11,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$32,640/yr
40% on housing$28,560/yr
45% on housing$25,386/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.4%
15.4%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: -4.8%
-4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$136This listing

vs Other Active Listings

Avg $/sqft

ZIP 70364$94
Terrebonne Parish$112

vs Homes Sold Last Month

Median $/sqft

ZIP 70364$140
Terrebonne Parish$118

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-08-04Listed for sale$129,100
2013-03-28Sold--
2013-02-19Listed for sale$94,000

For Sale by Agent

AgentShirin Nail/ Cynthia Pellegrin
BrokerageGood Earth Realty, Inc.

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