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509 Central Ave, Houma, LA, 70364

5beds
4baths
3,745sqft
$284,900
$76price/sqft
$2,197/moest. monthly cost
$87,880/yrincome needed

About This Home

THIS SPACIOUS HOME LOCATED ON TWO LOTS IS PERFECT FOR A GROWING FAMILY AND GREAT FOR ENTERTAINING. 5 BEDROOMS, 4 BATHS, 3745 LIVING, LARGE KITCHEN WITH AN ELECTRIC STOVE, REFRIGERATOR, FREEZER, AND ICE MAKER WHICH FLOWS INTO AN AMAZING BREAKFAST AREA. BEAUTIFUL LIVING AREA WITH BEAM CEILING, BAR AREA FOR ENTERTAINING AND LARGE FAMILY DINING ROOM. TWO LARGE BEDROOMS DOWNSTAIRS AND 3 LARGE BEDROOMS UPSTAIRS. 2 CAR CARPORT WITH AN ATTACHED WORKSHOP. ROOF REPLACED AFTER HURRICANE IDA, CUMMINS GENERATOR (25 kw) AND SERVICED WITH SHOCKWAVE. TERMITE CONTRACT IS CURRENT AND IS WITH ORKIN. BUYER TO VERIFY FLOOD ZONE. ALL MEASUREMENTS ARE APPROXIMATELY AND TO BE VERIFIED WITH A CERTIFIED APPRAISER.

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
52
BikeBikeable

Schools

8/10
Legion Park Middle SchoolGrades PK-60.4 mi
4/10
Houma Junior High SchoolGrades 7-81.0 mi
8/10
Terrebonne High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1965

Materials

  • Foundation: Slab
  • Construction materials: Brick Siding,Wood Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Ice Maker,Trash Compactor,Dishwasher,Freezer,Range/Oven,Refrigerator,Range Hood
  • Laundry features: Inside

Bedroom1

  • Level: First
  • Area: 141.61

Bedroom2

  • Level: First
  • Area: 182.88

Bedroom3

  • Level: Second
  • Area: 184.32

Bedroom4

  • Level: Second
  • Area: 343.2

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Family Room

  • Level: First
  • Area: 874.2

Features

  • Built-in Features,Beamed Ceilings,Wet Bar
  • Window features: Storm Shutters
  • Flooring: Carpet,Ceramic Tile,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,126
  • Total interior livable area: 3,745 sqft

Kitchen

  • Features: Kitchen Island

Master Bedroom

  • Features: En Suite Bath, Master Downstairs
  • Level: First
  • Area: 252.84

Office

  • Level: First
  • Area: 223.65

Property

Details

  • Parcel number: 19282
  • Special condition: Standard

Features

  • Stories: 1
  • Patio & porch: Enclosed,Porch,Patio
  • Exterior features: Wet Bar

Lot

  • Lot size: 0.28 Acres
  • Lot size dimensions: 103.2 x 120 x 103.2 x 120

Parking

  • Total spaces: 2
  • Parking features: 2 Cars Park,Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Cold Wave
Heat Wave
Lightning
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,440$17,280
Home Insurance *$380$4,560
Property Taxes $94$1,128
Electricity $283$3,397
Total$2,197$26,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,325/yr
40% on housing$65,910/yr
45% on housing$58,586/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.4%
15.4%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: -4.8%
-4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$76This listing

vs Other Active Listings

Avg $/sqft

ZIP 70364$94
Terrebonne Parish$112

vs Homes Sold Last Month

Median $/sqft

ZIP 70364$140
Terrebonne Parish$118

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$284,900
2026-02-20Price change$299,900
2025-10-16Listed for sale$315,000

For Sale by Agent

AgentDebbie Chauvin
BrokerageReal Estate Express

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