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240 Cenac St, Houma, LA, 70364

2beds
1baths
834sqft
$40,000
$48price/sqft
$415/moest. monthly cost
$16,600/yrincome needed

About This Home

Priced for the numbers, not the staging. This is a straightforward flip or entry-level fixer-upper for a buyer who knows how to swing a hammer or hire someone who does. The bones are here. The layout runs efficiently down a central hallway, with the kitchen and living space anchoring one end and bedrooms off the run. Some of the work is already started: the kitchen has a gas range, stainless dishwasher, modest cabinets, and a refrigerator that conveys. This one needs work, and we're not hiding it. Plan for subfloor repairs and budget for a new roof – build both into your numbers up front. Beyond that, the remaining scope is cosmetic: flooring, paint, trim, ceiling treatment, and fixture swaps to bring it current. No mysteries. What you see in the photos is what you're working with. Two bedrooms, one full bath, interior laundry with washer and dryer in place, and window units already installed. Walls are painted brick and paneling – solid, paintable surfaces ready for a refresh. Whether you're flipping for resale or holding it as a rental, the entry price leaves room to work even after the roof and subfloor are accounted for. Starter-home buyers willing to put in sweat equity should take a hard look too – a chance to build equity through the rehab. Sold as-is. Bring your contractor, bring your numbers, and let's talk. Reach out to schedule a walk-through. Come by the office and we'll go over the opportunity in person.

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
58
BikeBikeable

Schools

8/10
Legion Park Middle SchoolGrades PK-60.2 mi
5/10
Houma Junior High SchoolGrades 7-81.5 mi
8/10
Terrebonne High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1974

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition,Gabel Roof
  • Construction materials: Other,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Stove Con,Dryer,Washer,Dishwasher,Range/Oven,Refrigerator,Gas Water Heater
  • Laundry features: Inside,Washer/Dryer Hookups

Bedroom1

  • Level: Main
  • Area: 100

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Eat-in Kitchen
  • Flooring: Laminate,Vinyl

Heating & Cooling

  • Heating features: Gas Heat,Wall Furnace
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 889
  • Total interior livable area: 834 sqft

Master Bedroom

  • Features: None Specified
  • Level: Main
  • Area: 120

Property

Details

  • Parcel number: 24120
  • Special condition: Standard

Features

  • Stories: 1
  • Patio & porch: Porch
  • Fencing: Partial,Wood

Lot

  • Lot size: 2,613 sqft
  • Lot size dimensions: 30 x 90

Parking

  • Parking features: No Covered Parking,Off Street,On Street,Dirt Surface,Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Cold Wave
Heat Wave
Lightning
Tornado
Coastal Flooding
Tsunami

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $202$2,424
Home Insurance *$53$636
Property Taxes $13$156
Electricity $147$1,773
Total$415$4,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$14,228/yr
40% on housing$12,450/yr
45% on housing$11,066/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.4%
15.4%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: -4.8%
-4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$48This listing

vs Other Active Listings

Avg $/sqft

ZIP 70364$95
Terrebonne Parish$112

vs Homes Sold Last Month

Median $/sqft

ZIP 70364$140
Terrebonne Parish$118

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-01Listed for sale$40,000
2012-06-08Sold--
2011-12-25Listed for sale$48,900
2010-10-22Listing removed$93,500
2009-09-26Listed for sale$93,500

For Sale by Agent

AgentClint Galliano
BrokerageKELLER WILLIAMS REALTY BAYOU P

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