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1616 Saint Charles St, Houma, LA, 70360

4beds
4baths
3,070sqft
$425,000
$138price/sqft
$3,074/moest. monthly cost
$122,960/yrincome needed

About This Home

Welcome to this spacious 3,070 living square foot home designed with comfort and accessibility in mind! Offering 4 bedrooms, 3 full bathrooms, 1 half bath, and a dedicated office, this home provides plenty of space for families, remote work, or guests. Thoughtfully designed to be fully handicap accessible, this property offers convenience and functionality throughout. A recently added downstairs bedroom and full bathroom create the perfect setup for multigenerational living, guests, or anyone seeking easy first-floor access. With generous living spaces and a versatile floor plan, this home is ready for its next owners to make it their own. Don't miss the opportunity to own this spacious, accessible home with room for everyone!

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

10/10
5/10
Houma Junior High SchoolGrades 7-81.5 mi
8/10
Terrebonne High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1984

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Cooktop,Range/Oven
  • Laundry features: Inside,Washer/Dryer Hookups

Bedroom1

  • Level: Second
  • Area: 164.82

Bedroom2

  • Level: Second
  • Area: 170.1

Bedroom3

  • Level: Second
  • Area: 230.85

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • Partial bathrooms: 1

Features

  • Built-in Features,Crown Molding
  • Flooring: Ceramic Tile,Laminate
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 4,128
  • Total interior livable area: 3,070 sqft

Kitchen

  • Features: Granite Counters, Kitchen Island, Cabinets Custom Built

Master Bathroom

  • Features: Double Vanity, Separate Shower

Master Bedroom

  • Features: En Suite Bath, Ceiling Fan(s)
  • Level: First
  • Area: 345.15

Property

Details

  • Parcel number: 39258
  • Special condition: Standard

Features

  • Stories: 2
  • Patio & porch: Covered
  • Exterior features: Lighting,Rain Gutters
  • Fencing: Wood,Wrought Iron

Lot

  • Lot size: 0.38 Acres
  • Features: Landscaped
  • Lot size dimensions: 100 x 144 x 132 x 140

Parking

  • Total spaces: 4
  • Parking features: 4+ Cars Park,Carport,Concrete,Driveway
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Cold Wave
Heat Wave
Lightning
Tornado
Coastal Flooding
Drought
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$552$6,624
Property Taxes $141$1,692
Electricity $232$2,785
Total$3,074$36,888
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,394/yr
40% on housing$92,220/yr
45% on housing$81,973/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.4%
15.4%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: -4.8%
-4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$138This listing

vs Other Active Listings

Avg $/sqft

ZIP 70360$136
Terrebonne Parish$112

vs Homes Sold Last Month

Median $/sqft

ZIP 70360$133
Terrebonne Parish$118

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$425,000
2003-09-16Sold--

For Sale by Agent

AgentKatina Adams
BrokerageGulf Coast Real Estate, LLC

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