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1601 E 21st St, Des Moines, IA, 50317

2beds
2baths
638sqft
$192,500
$302price/sqft
$1,478/moest. monthly cost
$59,120/yrincome needed

About This Home

Completely remodeled and move-in ready! This beautifully updated home features 2 bedrooms, 2 bathrooms, plus a finished basement with a third non-conforming bedroom - perfect for a guest room, home office, or additional living space. The open-concept kitchen and living area create a bright, spacious layout that's ideal for both everyday living and entertaining. Nearly every inch of this home has been updated, including a new roof, new siding, new windows, new HVAC system, new flooring, new trim, a beautifully remodeled kitchen, and fully updated bathrooms. The home also features a new sump pump and a professionally installed basement water protection system, providing added peace of mind and long-term value. Situated on a desirable corner lot, the property includes an impressive detached 3-car garage with plenty of space for vehicles, storage, tools, or a workshop. Easy access to I235. With quality updates throughout, generous living space, modern finishes, and exceptional curb appeal, this home is truly turnkey. Every major improvement has already been completed, allowing you to simply move in and enjoy. Don't miss your opportunity to own this beautifully renovated home - schedule your private showing today!

Getting Around

34
WalkingCar-Dependent
29
TransitSome Transit
36
BikeSomewhat Bikeable

Schools

2/10
Garton Elementary SchoolGrades PK-51.0 mi
2/10
Goodrell Middle SchoolGrades 6-81.5 mi
2/10
North High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 1948

Materials

  • Foundation: Block
  • Roof: Asphalt,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Stove

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • 3/4 bathrooms: 2
  • Main level bedrooms: 2

Features

  • Finished area below ground: 638

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 638
  • Total interior livable area: 638 sqft

Property

Details

  • Parcel number: 06001155000000

Features

  • Stories: 1

Lot

  • Lot size: 6,621 sqft
  • Features: Corner Lot

Parking

  • Total spaces: 3
  • Parking features: Detached,Garage,Three Car Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Hail
Heat Wave
Ice Storm
Winter Weather
Cold Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $973$11,676
Home Insurance *$142$1,704
Property Taxes $242$2,904
Electricity $121$1,452
Total$1,478$17,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,674/yr
40% on housing$44,340/yr
45% on housing$39,413/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$302This listing

vs Other Active Listings

Avg $/sqft

ZIP 50317$126
Polk County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 50317$197
Polk County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$192,500
2026-07-20Listed for sale$192,500
2026-02-25Sold$71,000
2019-07-12Listing removed$15,000
2019-04-12Listed for sale$15,000

For Sale by Agent

AgentZamora, Jocelyn
BrokerageIowa Realty South

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