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476 Ciera Dr, Houma, LA, 70364

5beds
3baths
2,359sqft
$379,000
$161price/sqft
$2,726/moest. monthly cost
$109,040/yrincome needed

About This Home

Welcome to 476 Ciera Dr, Houma, LA—a spacious 5-bedroom, 3-bathroom home designed for modern living and lasting durability! This move-in-ready residence features a versatile bonus room/man cave perfect for a home theater or private retreat, freshly painted interiors and exteriors with long-lasting polymeric stucco paint, and hurricane-rated windows with a lifetime warranty for ultimate storm protection. Equipped with two 90-gallon water heaters for consistent comfort and a transferable flood policy for just $1,030 per year, this home combines style, functionality, and resilience in a prime Houma location. Plus, with an appropriate offer, the seller will include the large 12' x 16' lofted shed, providing ample extra storage or workspace with its versatile loft design. Don’t miss the chance to own this robust, low-maintenance home perfect for families!

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

9/10
5/10
7/10

Construction

Condition

  • Year built: 2014

Materials

  • Foundation: Slab
  • Construction materials: Brick Siding,Stucco Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Acadian
  • Property subType: Single Family Residence,Residential

Interior

Bedroom1

  • Level: First
  • Area: 157.2

Bedroom2

  • Level: First
  • Area: 163.2

Bedroom3

  • Level: First
  • Area: 163.59

Bedroom4

  • Level: First
  • Area: 173.74

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,662
  • Total interior livable area: 2,359 sqft

Master Bedroom

  • Features: En Suite Bath, Walk-In Closet(s)
  • Level: First
  • Area: 209.04

Property

Details

  • Parcel number: 48510
  • Special condition: Standard

Features

  • Stories: 1

Lot

  • Lot size: 0.30 Acres
  • Lot size dimensions: 112.57 x 121.93 x 121.76 x 104.05

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Lightning
Tornado
Heat Wave
Tsunami

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,916$22,992
Home Insurance *$506$6,072
Property Taxes $126$1,512
Electricity $178$2,140
Total$2,726$32,712
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,462/yr
40% on housing$81,780/yr
45% on housing$72,693/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.4%
15.4%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: -4.8%
-4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 70364$92
Terrebonne Parish$112

vs Homes Sold Last Month

Median $/sqft

ZIP 70364$140
Terrebonne Parish$118

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-21Price change$379,000
2025-09-09Listed for sale$399,000
2019-12-23Sold--
2019-12-04Pending sale$234,900
2019-10-09Price change$234,900
2019-08-29Listed for sale$239,900
2019-08-24Pending sale$239,900
2019-08-10Listed for sale$239,900
2019-07-30Sold--
2019-01-16Listing removed$285,000
2018-08-06Price change$285,000
2018-07-02Price change$290,000
2018-06-12Listed for sale$295,000
2016-04-04Sold--
2014-05-28Sold--
2014-03-29Price change$259,000
2014-02-21Listed for sale$269,900

For Sale by Agent

AgentBeau Toups
BrokerageCENTURY 21 Action Realty Inc

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