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1877 Pinehurst Trl, Traverse City, MI, 49696

2beds
3baths
1,675sqft
$897,500
$536price/sqft
$6,315/moest. monthly cost
$252,600/yrincome needed

About This Home

Enjoy classic Northern Michigan waterfront living with this well-maintained two-bedroom, two-bath home on 0.40 acres featuring 120 feet of private frontage on beautiful Arbutus Lake. Perfectly positioned to capture stunning eastern exposure, the home welcomes breathtaking sunrise views across the water from the covered lakeside deck and many of the main living spaces. Designed to make the most of its waterfront setting, the home offers a comfortable, functional layout along with a walkout lower level that provides additional living space and easy access to the shoreline. A detached two-car garage offers plenty of room for vehicles, outdoor gear, and lake toys. Located on Arbutus Lake #2, the largest and deepest lake in the five-lake Arbutus chain, this all-sports lake is known for its excellent fishing, boating, kayaking, and year-round recreation. Whether you're looking for a full-time residence, a seasonal getaway, or an investment in Northern Michigan waterfront, this property offers an outstanding opportunity just a short drive from Traverse City. Click on virtual tour link for an incredibly realistic view of the interior

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

7/10
7/10
East Middle SchoolGrades 6-83.8 mi
7/10
Central High SchoolGrades 8-128.1 mi

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: 2x6 Framing,Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Oven/Range,Disposal,Dishwasher,Microwave,Washer,Dryer,Freezer,Cooktop,Exhaust Fan,Propane Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Finished Rooms,Unfinished,Interior Entry

Bedroom2

  • Level: Main
  • Area: 104

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 125

Family Room

  • Level: Lower
  • Area: 448

Features

  • Walk-In Closet(s),Pantry,Granite Counters,Kitchen Island,Mud Room,Drywall,Ceiling Fan(s),Cable TV,High Speed Internet,WiFi
  • Window features: Blinds,Curtain Rods
  • Flooring: Tile,Carpet
  • Fireplace features: None
  • Finished area below ground: 600
  • Finished area above ground: 1,075

Heating

  • Heating features: Forced Air,Propane

Interior Area

  • Total structure area: 1,675
  • Total interior livable area: 1,675 sqft

Kitchen

  • Level: Main
  • Area: 125

Living Room

  • Level: Main
  • Area: 216

Master Bathroom

  • Features: Shared

Master Bedroom

  • Level: Main
  • Area: 118.75

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0319001700
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Covered,Porch
  • Exterior features: Dock
  • Has view: Yes
  • View description: Bay,Water
  • Has water view: Yes
  • Water view: Water,Bay
  • On waterfront: Yes
  • Waterfront features: Inland Lake,All Sports,Sandy Bottom,Vegetation to Water Edge,Lake,Sandy Shoreline
  • Waterbody name: Arbutus Lake
  • Frontage type: Waterfront
  • Frontage length: 120

Lot

  • Lot size: 0.40 Acres
  • Features: Level,Sloped,Landscaped,Metes and Bounds
  • Lot size dimensions: 145 x 120

Parking

  • Total spaces: 2
  • Parking features: Detached,Carport,Garage Door Opener,Concrete Floors,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Winter Weather
Tsunami

FEMA Declared Disasters in Grand Traverse County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,538$54,456
Home Insurance *$201$2,412
Property Taxes $1,388$16,656
Electricity $188$2,259
Total$6,315$75,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$216,514/yr
40% on housing$189,450/yr
45% on housing$168,400/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.8%
2.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$536This listing

vs Other Active Listings

Avg $/sqft

ZIP 49696$249
Grand Traverse County$304

vs Homes Sold Last Month

Median $/sqft

ZIP 49696$282
Grand Traverse County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Listed for sale$897,500
2025-12-06Listing removed$890,000
2025-11-06Listed for sale$890,000
2025-11-01Listing removed$900,000
2025-06-09Price change$900,000
2025-04-01Listed for sale$950,000
2024-11-01Listing removed$974,900
2024-07-30Price change$974,900
2024-05-02Listed for sale$995,000
2023-12-01Listing removed--
2023-08-06Listed for sale$998,500

For Sale by Agent

AgentMark Hagan
BrokerageColdwell Banker Schmidt Traverse City

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