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4103 E 32nd St, Des Moines, IA, 50317

2beds
1baths
816sqft
$188,000
$230price/sqft
$1,429/moest. monthly cost
$57,160/yrincome needed

About This Home

This 2-bedroom, 1-bath home sits on a spacious 0.7-acre lot and includes two detached garages. Enjoy a quiet and private setting. All information is obtained from seller and public record.

Getting Around

18
WalkingCar-Dependent
30
TransitSome Transit
36
BikeSomewhat Bikeable

Schools

2/10
Garton Elementary SchoolGrades K-51.4 mi
2/10
Goodrell Middle SchoolGrades 6-80.8 mi
2/10
North High SchoolGrades 9-123.7 mi

Construction

Condition

  • Year built: 1914

Materials

  • Foundation: Block
  • Roof: Asphalt,Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 816
  • Total interior livable area: 816 sqft

Property

Details

  • Parcel number: 06001493000000
  • Zoning: N1B

Features

  • Patio & porch: Deck
  • Exterior features: Deck,Fence
  • Fencing: Partial

Lot

  • Lot size: 0.72 Acres
  • Lot size dimensions: 100 x 312

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $950$11,400
Home Insurance *$139$1,668
Property Taxes $219$2,628
Electricity $121$1,452
Total$1,429$17,148
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,994/yr
40% on housing$42,870/yr
45% on housing$38,106/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$230This listing

vs Other Active Listings

Avg $/sqft

ZIP 50317$126
Polk County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 50317$197
Polk County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$188,000
2024-08-19Sold$170,000
2024-07-19Pending sale$169,999
2024-06-10Price change$169,999
2024-05-10Listed for sale$175,000
2024-05-06Pending sale$175,000
2024-05-04Listed for sale$175,000
2019-07-15Sold$103,500
2019-06-10Pending sale$99,900
2019-06-07Listed for sale$99,900
2017-06-09Listing removed$850
2017-06-05Listed for rent$850
2015-04-20Sold$75,000
2014-05-01Sold$36,000

For Sale by Agent

AgentMelanie Frias
BrokerageRE/MAX Precision

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