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9738 N Long Lake Rd, Traverse City, MI, 49685

2beds
1baths
1,300sqft
$550,000
$423price/sqft
$3,760/moest. monthly cost
$150,400/yrincome needed

About This Home

Tucked along the shores of beautiful Long Lake, this rare opportunity offers sandy, shallow frontage on one of the Traverse City area’s most sought-after all-sports lakes. Spanning 2,860 acres, Long Lake is well known for exceptional boating, recreation, and fishing. The existing two-bedroom, one-bath home is ready for its next chapter, making this an outstanding chance to create your ideal waterfront retreat. Conveniently located near the public beach, Long Lake Grocery, and just minutes from Traverse City. A prime setting with endless potential on the water.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

8/10
8/10
West Middle SchoolGrades 6-86.0 mi
8/10
West Senior HighGrades 9-124.2 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1958

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Block,Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Oven/Range,Washer,Dryer
  • Laundry features: Main Level

Bedroom2

  • Area: 140

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,300

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 1,300
  • Total interior livable area: 1,300 sqft

Kitchen

  • Level: Main
  • Area: 168

Living Room

  • Level: Main
  • Area: 416

Master Bathroom

  • Features: Shared

Master Bedroom

  • Level: Main
  • Area: 120

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0801601000
  • Zoning description: Residential,Unknown
  • Special condition: In Redemption

Features

  • Levels: One
  • Stories: 1
  • Exterior features: None,Dock
  • Has view: Yes
  • View description: Water
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Inland Lake,All Sports,Soft Bottom,Sandy Bottom,Lake,Sandy Shoreline
  • Waterbody name: Long Lake
  • Frontage type: Priv Frontage (Across Rd)
  • Frontage length: 50

Lot

  • Lot size: 9,147 sqft
  • Features: Sloped,Metes and Bounds
  • Lot size dimensions: 49 x 184 x 50 x 180

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete Floors,Gravel,Private
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Winter Weather
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Grand Traverse County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$123$1,476
Property Taxes $668$8,016
Electricity $188$2,259
Total$3,760$45,120
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,914/yr
40% on housing$112,800/yr
45% on housing$100,266/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.8%
2.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$423This listing

vs Other Active Listings

Avg $/sqft

ZIP 49685$267
Grand Traverse County$305

vs Homes Sold Last Month

Median $/sqft

ZIP 49685$303
Grand Traverse County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Price change$550,000
2026-06-17Listed for sale$650,000
2009-01-22Listing removed$264,800
2008-08-30Price change$264,800
2008-07-13Listed for sale$269,900

For Sale by Agent

AgentJessica Roth
BrokerageTraverse Real Estate

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