See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

620 West Ct, Mount Pleasant, MI, 48858

4beds
3baths
2,144sqft
$450,000
$210price/sqft
$3,080/moest. monthly cost
$123,200/yrincome needed

About This Home

Set on high banks along the Chippewa River, this classic brick home offers a riverfront setting that is truly hard to duplicate. Tucked among mature trees with beautiful river views, this property offers a peaceful setting while still providing the comfort and flexibility of a well-designed home. Nearly 1,400 square feet above grade includes 3 upstairs bedrooms, a main floor office, a bright kitchen, formal dining area, and a spacious living room with fireplace, skylights, and large windows overlooking the natural surroundings. The lower level expands the living space with a billiards room, bar area, and a secondary office or non-conforming 4th bedroom, creating options for entertaining, hobbies, work-from-home needs, or guest space. The outdoor setting is the true centerpiece, with views of the Chippewa River, mature trees, deck space, and a private feel that invites you to slow down and enjoy the water, wildlife, and changing seasons. Full of character and potential, this riverfront home is ready for its next chapter.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

--
Vowles SchoolGrades PK-24.0 mi
7/10
8/10

Construction

Condition

  • Year built: 1968

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Frame,Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Oven/Range,Disposal,Dishwasher,Microwave,Trash Compactor,Water Softener Owned,Washer,Dryer,Gas Water Heater
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Finished

Bedroom2

  • Level: Upper
  • Area: 110.24

Bedroom3

  • Level: Upper
  • Area: 138

Bedroom4

  • Level: Main
  • Area: 152.586

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 119.298

Family Room

  • Level: Main
  • Area: 225.06

Features

  • Bookcases,Entrance Foyer,Wet Bar,Den/Study,Drywall,Ceiling Fan(s),Cable TV,High Speed Internet
  • Window features: Skylight(s),Bay Window(s),Blinds,Drapes,Curtain Rods
  • Flooring: Carpet,Laminate
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 780
  • Finished area above ground: 1,364

Heating

  • Heating features: Hot Water,Natural Gas,Fireplace(s)

Interior Area

  • Total structure area: 2,144
  • Total interior livable area: 2,144 sqft

Kitchen

  • Level: Main
  • Area: 196.65

Living Room

  • Level: Main
  • Area: 217.8

Master Bathroom

  • Features: Private

Master Bedroom

  • Level: Upper
  • Area: 226.25

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 053010000200
  • Zoning description: Residential
  • Special condition: Estate

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Balcony,Rain Gutters
  • On waterfront: Yes
  • Waterfront features: River
  • Waterbody name: Chippewa River
  • Frontage length: 88

Lot

  • Lot size: 1 Acres
  • Features: Level,Landscaped,Subdivided
  • Lot size dimensions: 229 x 218

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Lightning

FEMA Declared Disasters in Isabella County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$281$3,372
Property Taxes $291$3,492
Electricity $233$2,806
Total$3,080$36,960
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,600/yr
40% on housing$92,400/yr
45% on housing$82,133/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$210This listing

vs Other Active Listings

Avg $/sqft

ZIP 48858$121
Isabella County$128

vs Homes Sold Last Month

Median $/sqft

ZIP 48858$132
Isabella County$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Listed for sale$500,000

For Sale by Agent

AgentRobin Stressman
BrokeragePRAEDIUM REALTY ROBIN STRESSMAN & ASSOCIATES

Similar Homes