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3744 Fish Lake Rd, Lapeer, MI, 48446

4beds
2baths
1,424sqft
$340,000
$239price/sqft
$2,711/moest. monthly cost
$108,440/yrincome needed

About This Home

Welcome to 3744 Fish Lake Road! This beautifully maintained and extensively updated 1,424 sq. ft. tri-level home sits on 1.59 acres surrounded by woods, offering the perfect blend of rustic charm, modern updates, privacy, and space to enjoy the outdoors. Featuring 4 bedrooms and 1.5 baths, including a spacious master-suite-style bedroom with its own walkout sliding door, this home offers plenty of flexibility for a growing family, guests, a home office, or additional living space. The main bathroom has been virtually transformed and is nearly brand new. This home has been thoughtfully updated over the past three years, including premium carpeting, 20-mil luxury plank flooring, fresh paint throughout, approximately 95% new copper plumbing, a high-efficiency furnace, new water softener system, new 40-gallon water heater, and two 86-gallon bladder tanks. The major mechanical updates have already been taken care of, giving you peace of mind from day one. Enjoy high water pressure showers, Kohler faucets, Toto toilets, and a brand-new 16' x 16' ground-level deck overlooking the beautiful property. Outside, you'll find powered outbuildings, a stocked half-acre pond, mature woods, and incredible privacy. State land is also located just down the road, providing even more opportunity to enjoy the outdoors. There is truly too much to list! The sellers purchased this home intending for it to be their forever home, and their thoughtful improvements show the care and pride they have put into it. Life changes have created an incredible opportunity for a new family to make this property their own. This is the kind of home where you can move in, settle down, and enjoy it without worrying about the major mechanical updates. Spend your time adding your own personal touches rather than taking on a long list of projects. Rustic charm meets today's style and comfort all on a private 1.59-acre setting with a stocked pond, powered outbuildings, woods, and a unique walkout bedroom that offers the feel and flexibility of a private master

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
3/10
Zemmer Middle SchoolGrades 8-97.1 mi
8/10

Construction

Condition

  • Year built: 1971

Materials

  • Foundation: Slab
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Split Level
  • Property subType: Single Family Residence

Interior

Bedroom

  • Level: Second
  • Area: 110
  • Dimensions: 11 X 10

Bedroom

  • Level: Second
  • Area: 110
  • Dimensions: 11 X 10

Bedroom

  • Level: Lower
  • Area: 280
  • Dimensions: 14 X 20

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Fireplace features: Other Locations
  • Fireplace: Yes
  • Finished area above ground: 1,424

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total interior livable area: 1,424 sqft

Other

  • Level: Third
  • Area: 42
  • Dimensions: 7 X 6

Other

  • Level: Second
  • Area: 35
  • Dimensions: 5 X 7

Primary Bedroom

  • Level: Lower
  • Area: 182
  • Dimensions: 13 X 14

Property

Details

  • Parcel number: 01400102700
  • Special condition: Short Sale No,Standard

Features

  • Levels: Tri Level
  • Entry location: GroundLevel
  • Pool features: None

Lot

  • Lot size: 1.59 Acres
  • Lot size dimensions: 322 x 215

Parking

  • Total spaces: 2.5
  • Parking features: Twoand Half Car Garage,Attached
  • Has garage: Yes
  • Attached garage spaces: 2.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Hail
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters in Lapeer County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,719$20,628
Home Insurance *$178$2,136
Property Taxes $626$7,512
Electricity $188$2,259
Total$2,711$32,532
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,948/yr
40% on housing$81,330/yr
45% on housing$72,293/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$239This listing

vs Other Active Listings

Avg $/sqft

ZIP 48446$302
Lapeer County$219

vs Homes Sold Last Month

Median $/sqft

ZIP 48446$160
Lapeer County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$300,000
2026-08-13Price change$310,000
2026-08-04Price change$320,000
2026-08-01Listed for sale$340,000
2025-05-05Listing removed$299,900
2025-04-23Listed for sale$299,900
2023-09-01Sold$268,000
2023-08-02Pending sale$279,900
2023-07-17Listed for sale$279,900

For Sale by Agent

AgentRobert Neely
BrokerageKeller Williams Legacy

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