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2543 Henry Rd, Lapeer, MI, 48446

2beds
1baths
700sqft
$205,000
$293price/sqft
$1,714/moest. monthly cost
$68,560/yrincome needed

About This Home

Lake access with stunning, unobstructed views of the Lake! This charming ranch is tucked away at the end of a private road, offering a peaceful, low-traffic setting with exceptional privacy. Enjoy beautiful sunrises and relaxing water views from the spacious front deck overlooking the lake. Private lake access exclusively for Henry Road residents includes a shared access point, with the opportunity to install a private dock for your own use. The surrounding waterways connect through a series of channels, making this an ideal setting for kayaking, canoeing, and enjoying the outdoors. The property includes three separate lots with 105 feet of road frontage, offering flexibility for future expansion, new construction, or potential resale. The home features 2 bedrooms, 1 updated bathroom, a brand new well (2025), and no HOA. Low Lapeer County taxes (currently $1,100 yearly) and approximately 1 mile from Torzewski County Park, a 70-acre park offering trails, fishing on Pero Lake, picnic areas, a water park and outdoor recreation, this property is perfect as a year-round home or weekend retreat.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

3/10
Zemmer Middle SchoolGrades 8-95.0 mi
8/10

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Crawl Space
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Free Standing Electric Range,Free Standing Refrigerator,Washer

Bedroom

  • Level: Entry
  • Area: 64
  • Dimensions: 8 X 8

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area above ground: 700

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fans

Interior Area

  • Total interior livable area: 700 sqft

Kitchen

  • Level: Entry
  • Area: 135
  • Dimensions: 15 X 9

Living Room

  • Level: Entry
  • Area: 168
  • Dimensions: 14 X 12

Other

  • Level: Entry
  • Area: 48
  • Dimensions: 6 X 8

Primary Bedroom

  • Level: Entry
  • Area: 104
  • Dimensions: 13 X 8

Property

Details

  • Parcel number: 01701603000
  • Special condition: Short Sale No,Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: GroundLevelwSteps
  • Pool features: None
  • Patio & porch: Deck
  • On waterfront: Yes
  • Waterfront features: Acrossthe Road Water Frontage,Lake Front,Lake Privileges,Waterfront
  • Waterbody name: West Lake connects to Private Chain of water

Lot

  • Lot size: 0.25 Acres
  • Features: Water View
  • Lot size dimensions: 105 x 128 x 120 x 95

Parking

  • Parking features: Driveway,No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Inland Flooding

FEMA Declared Disasters in Lapeer County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,036$12,432
Home Insurance *$107$1,284
Property Taxes $383$4,596
Electricity $188$2,259
Total$1,714$20,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,765/yr
40% on housing$51,420/yr
45% on housing$45,706/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$293This listing

vs Other Active Listings

Avg $/sqft

ZIP 48446$304
Lapeer County$220

vs Homes Sold Last Month

Median $/sqft

ZIP 48446$160
Lapeer County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Listed for sale$205,000
2023-03-30Sold$165,000
2023-02-23Listed for sale$165,000
2023-02-23Pending sale$165,000
2023-02-15Listed for sale$165,000
2010-03-31Sold$45,000
2008-07-17Sold$50,000

For Sale by Agent

AgentJessica Chesney
BrokerageRealty Market Matters LLC

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