See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

165 N Main St, Imlay City, MI, 48444

4beds
3baths
2,800sqft
$324,900
$116price/sqft
$2,627/moest. monthly cost
$105,080/yrincome needed

About This Home

Step into timeless elegance with this beautifully restored historic home located in town with the convenience of city water and city sewer. Offering four spacious bedrooms and two and a half baths this residence seamlessly blends modern comfort with old world craftsmanship. From the moment you enter, you’re greeted by handcrafted woodwork an impressive open staircase and rich oak hardwood floors that flow throughout the home. Each room is filled with character and history showcasing thoughtful restoration and meticulous maintenance that honor the home’s original charm. The layout is warm and inviting perfect for both everyday living and entertaining. Generously sized bedrooms, beautifully updated baths and classic architectural details create a one of a kind atmosphere you won’t find in newer builds. This is more than a home it’s a piece of history lovingly preserved and ready to welcome its next chapter. If you’re seeking elegance, craftsmanship and historic beauty this is the one you’ve been waiting

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

--
Weston Elementary SchoolGrades PK-20.5 mi
7/10
Imlay City Middle SchoolGrades 6-80.5 mi
5/10
Imlay City High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1801

Materials

  • Foundation: Basement,Michigan Basement,Stone
  • Roof: Asphalt
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom

  • Level: Second
  • Area: 294
  • Dimensions: 14 X 21

Bedroom

  • Level: Second
  • Area: 143
  • Dimensions: 11 X 13

Bedroom

  • Level: Second
  • Area: 100
  • Dimensions: 10 X 10

Bedroom

  • Level: Second
  • Area: 180
  • Dimensions: 15 X 12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Entry
  • Area: 225
  • Dimensions: 15 X 15

Features

  • Finished area above ground: 2,800

Heating

  • Heating features: Baseboard,Forced Air,Hot Water,Natural Gas

Interior Area

  • Total interior livable area: 2,800 sqft

Kitchen

  • Level: Entry
  • Area: 130
  • Dimensions: 13 X 10

Laundry

  • Level: Entry
  • Area: 90
  • Dimensions: 10 X 9

Library

  • Level: Entry
  • Area: 180
  • Dimensions: 15 X 12

Living Room

  • Level: Entry
  • Area: 272
  • Dimensions: 17 X 16

Other

  • Level: Entry

Other

  • Level: Second

Other

  • Level: Entry

Other

  • Level: Entry
  • Area: 150
  • Dimensions: 10 X 15

Property

Details

  • Parcel number: I196500000000
  • Special condition: Short Sale No,Standard
  • Exclusions: Exclusion(s) Do Not Exist

Features

  • Levels: Two
  • Stories: 2
  • Entry location: GroundLevel
  • Pool features: None
  • Patio & porch: Porch

Lot

  • Lot size: 0.36 Acres
  • Lot size dimensions: irr

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Ice Storm

FEMA Declared Disasters in Lapeer County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,642$19,704
Home Insurance *$159$1,908
Property Taxes $521$6,252
Electricity $305$3,664
Total$2,627$31,524
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,068/yr
40% on housing$78,810/yr
45% on housing$70,053/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$116This listing

vs Other Active Listings

Avg $/sqft

ZIP 48444$178
Lapeer County$220

vs Homes Sold Last Month

Median $/sqft

ZIP 48444$161
Lapeer County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-02Listed for sale$324,900
2001-01-05Sold$174,900

For Sale by Agent

AgentChantel Fick
BrokerageRealty Executives Main St LLC

Similar Homes