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394 S Elm St, Lapeer, MI, 48446

3beds
1baths
1,128sqft
$189,900
$168price/sqft
$1,470/moest. monthly cost
$58,800/yrincome needed

About This Home

Welcome home to this beautifully updated property located within the desirable Lapeer city limits! Nestled back from the road this charming home offers a spacious front yard and a picturesque park like setting that provides both privacy and curb appeal. Inside you'll find generously sized bedrooms, fresh paint throughout and brand new flooring that creates a bright, modern feel. The remodeled kitchen serves as the heart of the home, featuring updated finishes and a functional layout perfect for everyday living and entertaining. Whether you're relaxing indoors or enjoying the peaceful outdoor surroundings this home offers the perfect combination of comfort, convenience and charm. Located just minutes from schools, parks, shopping and dining, this move in ready property is one you won't want to miss!

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

7/10
3/10
Zemmer Middle SchoolGrades 8-91.5 mi
8/10

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Bedroom

  • Level: Entry
  • Area: 168
  • Dimensions: 12 X 14

Bedroom

  • Level: Entry
  • Area: 154
  • Dimensions: 11 X 14

Bedroom

  • Level: Entry
  • Area: 112
  • Dimensions: 8 X 14

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Entry
  • Area: 72
  • Dimensions: 9 X 8

Features

  • Finished area above ground: 1,128

Heating & Cooling

  • Heating features: Electric,Wall Furnace
  • Cooling features: Ceiling Fans

Interior Area

  • Total interior livable area: 1,128 sqft

Kitchen

  • Level: Entry
  • Area: 88
  • Dimensions: 8 X 11

Laundry

  • Level: Entry
  • Area: 88
  • Dimensions: 11 X 8

Living Room

  • Level: Entry
  • Area: 200
  • Dimensions: 10 X 20

Other

  • Level: Entry
  • Area: 54
  • Dimensions: 9 X 6

Property

Details

  • Parcel number: L214350004000
  • Special condition: Short Sale No,Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: GroundLevel
  • Pool features: None

Lot

  • Lot size: 8,712 sqft
  • Lot size dimensions: 90 x 116

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Tornado
Hail
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters in Lapeer County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$99$1,188
Property Taxes $223$2,676
Electricity $188$2,259
Total$1,470$17,640
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,400/yr
40% on housing$44,100/yr
45% on housing$39,200/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 48446$304
Lapeer County$220

vs Homes Sold Last Month

Median $/sqft

ZIP 48446$160
Lapeer County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Price change$189,900
2026-07-13Price change$199,900
2026-07-02Price change$215,000
2026-06-25Price change$225,000
2026-06-14Listed for sale$249,900
2024-10-18Sold$155,000
2024-09-23Pending sale$149,900
2024-09-12Listed for sale$149,900
2010-11-23Sold$39,900
2010-09-04Listed for sale$39,900
2010-05-10Sold$16,400
2010-01-23Listed for sale$31,000
2009-12-03Sold$81,536

For Sale by Agent

AgentChantel Fick
BrokerageRealty Executives Main St LLC

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