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1205 Lancaster St, Lapeer, MI, 48446

4beds
3baths
1,900sqft
$359,900
$189price/sqft
$2,457/moest. monthly cost
$98,280/yrincome needed

About This Home

Why wait to build when this stunning 2023-built, 4-bedroom, 2.5-bath home is move-in ready and loaded with upgrades? Designed for modern living, this two-story home features a spacious open floor plan, a private primary suite with a walk-in closet and en-suite bath, and high-quality finishes throughout. The kitchen boasts beautiful granite countertops, upgraded fixtures, and plenty of workspace—perfect for daily living or entertaining. Enjoy the convenience of a full daylight basement that's already partially framed in and ready to finish for additional living space. With all the benefits of new construction—without the delays—this home is the perfect blend of comfort, style, and value.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

3/10
Zemmer Middle SchoolGrades 8-90.4 mi
8/10

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Basement,Poured
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Free Standing Electric Range,Free Standing Refrigerator,Microwave,Stainless Steel Appliances,Washer
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom

  • Level: Second
  • Area: 156
  • Dimensions: 12 X 13

Bedroom

  • Level: Second
  • Area: 156
  • Dimensions: 12 X 13

Bedroom

  • Level: Second
  • Area: 140
  • Dimensions: 10 X 14

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Entry
  • Area: 156
  • Dimensions: 12 X 13

Family Room

  • Level: Entry
  • Area: 224
  • Dimensions: 14 X 16

Features

  • Finished area above ground: 1,900

Heating & Cooling

  • Heating features: ENERGYSTAR Qualified Furnace Equipment,Forced Air,High Efficiency Sealed Combustion,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,900 sqft

Kitchen

  • Level: Entry
  • Area: 180
  • Dimensions: 12 X 15

Laundry

  • Level: Entry
  • Area: 35
  • Dimensions: 5 X 7

Mud Room

  • Level: Entry
  • Area: 60
  • Dimensions: 6 X 10

Other

  • Level: Second
  • Area: 50
  • Dimensions: 5 X 10

Other

  • Level: Entry
  • Area: 25
  • Dimensions: 5 X 5

Primary Bathroom

  • Level: Second
  • Area: 55
  • Dimensions: 5 X 11

Primary Bedroom

  • Level: Second
  • Area: 255
  • Dimensions: 15 X 17

Property

Details

  • Parcel number: L216135001400
  • Special condition: Short Sale No,Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: GroundLevelwSteps
  • Pool features: None

Lot

  • Lot size: 0.50 Acres
  • Lot size dimensions: 82 x 128

Parking

  • Total spaces: 2
  • Parking features: Two Car Garage,Attached
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado

FEMA Declared Disasters in Lapeer County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,819$21,828
Home Insurance *$189$2,268
Property Taxes $242$2,904
Electricity $207$2,486
Total$2,457$29,484
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,240/yr
40% on housing$73,710/yr
45% on housing$65,520/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 48446$303
Lapeer County$219

vs Homes Sold Last Month

Median $/sqft

ZIP 48446$160
Lapeer County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-11Listed for sale$359,900
2025-12-22Listing removed$354,900
2025-12-05Price change$354,900
2025-07-28Price change$359,900
2025-07-18Listed for sale$364,999
2023-06-22Sold$334,900
2023-04-01Pending sale$324,900
2023-02-28Listed for sale$324,900
2023-02-27Listing removed--
2022-12-23Price change$324,900
2022-09-30Price change$339,900
2022-08-25Listed for sale$349,900
2009-08-24Listing removed$45,000
2009-07-03Listed for sale$45,000

For Sale by Agent

AgentDouglas F Ferrell
BrokerageRealty Executives Main St LLC

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