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4214 Mill St, North Branch, MI, 48461

2beds
1baths
1,006sqft
$214,500
$213price/sqft
$1,563/moest. monthly cost
$62,520/yrincome needed

About This Home

Welcome to 4214 Mill Street in the Village of North Branch! This 1940 ranch is an antiqued little postage-stamp of a home being sold fully furnished — all the love and care has already been poured in, and all that's left is you hosting a housewarming party for all your family and friends! Lovingly restored lath and plaster walls with cove ceilings, timeless arched doorways, butcher block countertops, and antique pie and dining room hutches give this home the character you just can't replicate. Every room tells a small story — carefully curated, warm, and full of charm. The only exclusion is the primary mattress and box spring. Newly renovated and fully furnished in 2025, every detail was chosen with intention. New upgrades to utilities include the forced air furnace and central air conditioning (2024), the water softener (2025), the on-demand hot water heater, and to top it off all appliances were purchased in 2025. Step outside to a fully fenced backyard. Finishing touches with refinished hardwood floors, blueberry wallpapered dining room and walls painted in Benjamin Moore's Historic Collection set the tone — even the dishes, pots, and pans were hand-picked to compliment the palette. Enjoy the close proximity to restaurants including the three minutes from Bottom Creek — your new go-to for date nights, celebrations, and everything in between. This home was deeply loved, and many more years were planned here — but its next chapter is waiting for someone who will appreciate the warmth, the details, and that feeling you get the moment you walk through the door. Motivated Seller! Please enjoy touring this remarkable little gem in the Village of North Branch. BBATVAI

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

5/10
Ruth Fox Middle SchoolGrades 5-80.3 mi
7/10
North Branch High SchoolGrades 9-120.5 mi
8/10

Construction

Condition

  • Property condition: Platted Sub
  • Year built: 1940

Materials

  • Foundation: Michigan Basement
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2025

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built In Gas Range,Down Draft,Dishwasher,Free Standing Refrigerator,Stainless Steel Appliances,Washer Dryer Stacked,Water Softener Owned
  • Laundry features: Gas Dryer Hookup,Laundry Room,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Partial

Bedroom

  • Level: Entry
  • Area: 90
  • Dimensions: 10 X 9

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Entry
  • Area: 70
  • Dimensions: 14 X 5

Features

  • Entrance Foyer,High Speed Internet,Jetted Tub,Programmable Thermostat
  • Finished area above ground: 1,006

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fans,Central Air

Interior Area

  • Total interior livable area: 1,006 sqft

Kitchen

  • Level: Entry
  • Area: 234
  • Dimensions: 18 X 13

Laundry

  • Level: Entry
  • Area: 48
  • Dimensions: 8 X 6

Living Room

  • Level: Entry
  • Area: 210
  • Dimensions: 15 X 14

Mud Room

  • Level: Entry
  • Area: 24
  • Dimensions: 4 X 6

Other

  • Level: Entry
  • Area: 60
  • Dimensions: 10 X 6

Primary Bedroom

  • Level: Entry
  • Area: 132
  • Dimensions: 12 X 11

Property

Details

  • Parcel number: 04660900600
  • Special condition: Short Sale No,Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: GroundLevel
  • Pool features: None
  • Patio & porch: Deck,Porch
  • Fencing: Back Yard,Fenced

Lot

  • Lot size: 7,405 sqft
  • Lot size dimensions: 60 x 121 x 59 x 121

Parking

  • Total spaces: 1
  • Parking features: One Car Garage,Detached,Driveway,Electricityin Garage,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters in Lapeer County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,084$13,008
Home Insurance *$147$1,764
Property Taxes $144$1,728
Electricity $188$2,259
Total$1,563$18,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,588/yr
40% on housing$46,890/yr
45% on housing$41,680/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$213This listing

vs Other Active Listings

Avg $/sqft

ZIP 48461$149
Lapeer County$220

vs Homes Sold Last Month

Median $/sqft

ZIP 48461$141
Lapeer County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$214,500
2026-07-14Price change$214,500
2026-06-24Price change$219,900
2026-06-08Listed for sale$225,000
2025-06-30Sold$145,000
2025-06-13Pending sale$140,000
2025-06-10Listed for sale$140,000
2021-03-01Sold$92,500
2020-12-05Pending sale$90,500
2020-10-30Price change$90,500
2020-10-13Listed for sale$92,500
2009-04-28Sold$26,100
2008-06-03Sold$68,000

For Sale by Agent

AgentIvy VanPoppelen
BrokerageCoventry Realty LLC

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