




1380 Pratt Dr, Lapeer, MI, 48446
About This Home
Wake up to breathtaking views of Lake Nepessing—an all-sports lake where every day feels like a vacation. With summer just around the corner, now is the perfect time to secure your slice of lakefront paradise. Whether you love boating, swimming, fishing, or simply embracing the lake lifestyle year-round, this property delivers it all. Nestled in desirable Elba Township, this stunning home offers 63+ feet of private lake frontage and convenient access to Interstate 69, along with nearby restaurants, shopping, and golf courses—combining peaceful waterfront living with everyday convenience. Originally built in 1990 and recently renovated with a modern twist, this exceptional home features fully equipped upper and lower living quarters—ideal for multi-generational living, extended stays, or hosting guests in comfort and style. Designed for both relaxation and entertaining, the expansive two-story deck showcases spectacular sunset views over the water. Inside, the light-filled great room impresses with soaring ceilings and an open, airy design that maximizes natural light and lake views. The versatile loft offers endless possibilities—perfect as a primary suite, home office, or playroom—and includes access to a wraparound interior balcony overlooking the main living space. Spacious bedrooms provide comfort and privacy, with three featuring their own private full baths. This one-of-a-kind lakefront retreat truly must be seen to be fully appreciated.
Getting Around
Schools
Construction
Condition
- Year built: 1990
Materials
- Foundation: Basement
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Range/Oven,Refrigerator,Washer,Water Softener Owned,Gas Water Heater
- Laundry features: First Floor Laundry
Basement
- Has basement: Yes
- Basement: Daylight,Finished,Full,Exterior Entry,Walk-Out Access
Bathroom1
- Features: Tile
- Level: First
- Area: 96
Bathroom2
- Features: Tile
- Level: First
- Area: 88
Bathroom3
- Features: Tile
- Level: Second
- Area: 35
Bathroom4
- Features: Tile
- Level: Basement
- Area: 72
Bathroom5
- Features: Tile
- Level: Basement
- Area: 54
Bedroom1
- Features: Carpet
- Level: First
- Area: 225
Bedroom2
- Features: Carpet
- Level: First
- Area: 156
Bedroom3
- Features: Carpet
- Level: Basement
- Area: 210
Bedroom4
- Features: Carpet
- Level: Basement
- Area: 169
Bedroom5
- Features: Carpet
- Level: Basement
- Area: 140
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 6
- Full bathrooms: 6
Family Room
- Features: Laminate
- Level: Basement
- Area: 285
Features
- High Ceilings,Interior Balcony,Cathedral/Vaulted Ceiling,Bar,Spa/Sauna
- Flooring: Hardwood,Carpet,Laminate,Wood
- Finished area below ground: 1,500
- Finished area above ground: 2,325
Great Room
- Level: Second
- Area: 754
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 3,855
- Total interior livable area: 3,825 sqft
Kitchen
- Features: Wood
- Level: First
- Area: 272
Living Room
- Features: Carpet
- Level: First
- Area: 480
Property
Details
- Parcel number: 00846000900
- Zoning description: Residential
- Special condition: Private,Standard
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck
- Exterior features: Balcony
- Has view: Yes
- View description: Water,Lake
- Has water view: Yes
- Water view: Water,Lake
- On waterfront: Yes
- Waterfront features: All Sports Lake,Dock/Pier Facility,Lake Front,Waterfront,Interior Lake
- Waterbody name: Lake Nepessing
- Frontage length: 63
Lot
- Lot size: 6,098 sqft
- Features: Subdivision
- Lot size dimensions: 63 x 100
Parking
- Total spaces: 1.5
- Parking features: Attached,Electric in Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 1.5
- Covered spaces: 1.5
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Tornado
- Hail
- Inland Flooding
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Lapeer County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,654 | $31,848 |
| Home Insurance * | $275 | $3,300 |
| Property Taxes | $354 | $4,248 |
| Electricity | $417 | $5,006 |
| Total | $3,700 | $44,400 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-11 | Price change | $550,000 |
| 2026-04-09 | Price change | $575,000 |
| 2026-02-25 | Listed for sale | $599,900 |
| 2025-07-08 | Listing removed | $599,900 |
| 2025-06-16 | Price change | $599,900 |
| 2025-04-19 | Price change | $624,900 |
| 2025-02-14 | Listed for sale | $674,900 |
| 2024-12-22 | Listing removed | $680,000 |
| 2024-08-16 | Price change | $680,000 |
| 2024-07-22 | Price change | $699,000 |
| 2024-07-03 | Listed for sale | $725,000 |
| 2023-03-10 | Sold | $500,000 |
| 2023-01-31 | Pending sale | $549,900 |
| 2023-01-06 | Listed for sale | $549,900 |
