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1380 Pratt Dr, Lapeer, MI, 48446

5beds
6baths
3,825sqft
$525,000
$137price/sqft
$3,700/moest. monthly cost
$148,000/yrincome needed

About This Home

Wake up to breathtaking views of Lake Nepessing—an all-sports lake where every day feels like a vacation. With summer just around the corner, now is the perfect time to secure your slice of lakefront paradise. Whether you love boating, swimming, fishing, or simply embracing the lake lifestyle year-round, this property delivers it all. Nestled in desirable Elba Township, this stunning home offers 63+ feet of private lake frontage and convenient access to Interstate 69, along with nearby restaurants, shopping, and golf courses—combining peaceful waterfront living with everyday convenience. Originally built in 1990 and recently renovated with a modern twist, this exceptional home features fully equipped upper and lower living quarters—ideal for multi-generational living, extended stays, or hosting guests in comfort and style. Designed for both relaxation and entertaining, the expansive two-story deck showcases spectacular sunset views over the water. Inside, the light-filled great room impresses with soaring ceilings and an open, airy design that maximizes natural light and lake views. The versatile loft offers endless possibilities—perfect as a primary suite, home office, or playroom—and includes access to a wraparound interior balcony overlooking the main living space. Spacious bedrooms provide comfort and privacy, with three featuring their own private full baths. This one-of-a-kind lakefront retreat truly must be seen to be fully appreciated.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

7/10
7/10
8/10

Construction

Condition

  • Year built: 1990

Materials

  • Foundation: Basement
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range/Oven,Refrigerator,Washer,Water Softener Owned,Gas Water Heater
  • Laundry features: First Floor Laundry

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished,Full,Exterior Entry,Walk-Out Access

Bathroom1

  • Features: Tile
  • Level: First
  • Area: 96

Bathroom2

  • Features: Tile
  • Level: First
  • Area: 88

Bathroom3

  • Features: Tile
  • Level: Second
  • Area: 35

Bathroom4

  • Features: Tile
  • Level: Basement
  • Area: 72

Bathroom5

  • Features: Tile
  • Level: Basement
  • Area: 54

Bedroom1

  • Features: Carpet
  • Level: First
  • Area: 225

Bedroom2

  • Features: Carpet
  • Level: First
  • Area: 156

Bedroom3

  • Features: Carpet
  • Level: Basement
  • Area: 210

Bedroom4

  • Features: Carpet
  • Level: Basement
  • Area: 169

Bedroom5

  • Features: Carpet
  • Level: Basement
  • Area: 140

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 6

Family Room

  • Features: Laminate
  • Level: Basement
  • Area: 285

Features

  • High Ceilings,Interior Balcony,Cathedral/Vaulted Ceiling,Bar,Spa/Sauna
  • Flooring: Hardwood,Carpet,Laminate,Wood
  • Finished area below ground: 1,500
  • Finished area above ground: 2,325

Great Room

  • Level: Second
  • Area: 754

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,855
  • Total interior livable area: 3,825 sqft

Kitchen

  • Features: Wood
  • Level: First
  • Area: 272

Living Room

  • Features: Carpet
  • Level: First
  • Area: 480

Property

Details

  • Parcel number: 00846000900
  • Zoning description: Residential
  • Special condition: Private,Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Balcony
  • Has view: Yes
  • View description: Water,Lake
  • Has water view: Yes
  • Water view: Water,Lake
  • On waterfront: Yes
  • Waterfront features: All Sports Lake,Dock/Pier Facility,Lake Front,Waterfront,Interior Lake
  • Waterbody name: Lake Nepessing
  • Frontage length: 63

Lot

  • Lot size: 6,098 sqft
  • Features: Subdivision
  • Lot size dimensions: 63 x 100

Parking

  • Total spaces: 1.5
  • Parking features: Attached,Electric in Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1.5
  • Covered spaces: 1.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Hail
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters in Lapeer County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$275$3,300
Property Taxes $354$4,248
Electricity $417$5,006
Total$3,700$44,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,857/yr
40% on housing$111,000/yr
45% on housing$98,666/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$137This listing

vs Other Active Listings

Avg $/sqft

ZIP 48446$304
Lapeer County$220

vs Homes Sold Last Month

Median $/sqft

ZIP 48446$160
Lapeer County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$550,000
2026-04-09Price change$575,000
2026-02-25Listed for sale$599,900
2025-07-08Listing removed$599,900
2025-06-16Price change$599,900
2025-04-19Price change$624,900
2025-02-14Listed for sale$674,900
2024-12-22Listing removed$680,000
2024-08-16Price change$680,000
2024-07-22Price change$699,000
2024-07-03Listed for sale$725,000
2023-03-10Sold$500,000
2023-01-31Pending sale$549,900
2023-01-06Listed for sale$549,900

For Sale by Agent

AgentBina Zuccaro
BrokerageREMAX Plus

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