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3110 Boston St, Midland, MI, 48642

2beds
1baths
980sqft
$175,000
$179price/sqft
$1,360/moest. monthly cost
$54,400/yrincome needed

About This Home

This 2-bedroom, single-story ranch-style home features a spacious fenced yard and attached 2-car garage. Recent renovations include the installation of vinyl flooring in the kitchen and hallway, along with a shed in 2026, new furnace, water heater, and refrigerator in 2021, blown insulation and gutters in 2020, and vinyl windows in key rooms in 2019. The property also boasts a 12' x 12' deck, large kennel area, two pear trees, an apple tree, and a welcoming porch ready for morning coffee.

Getting Around

77
WalkingVery Walkable
0
TransitVery Limited Transit
63
BikeBikeable

Schools

7/10
9/10
Northeast Middle SchoolGrades 6-80.7 mi
8/10
Midland High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1946

Materials

  • Foundation: Basement
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range/Oven,Refrigerator,Washer,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Block,Full

Bathroom1

  • Features: Vinyl
  • Level: Main
  • Area: 40

Bedroom1

  • Features: Wood
  • Level: Main
  • Area: 99

Bedroom2

  • Features: Wood
  • Level: Main
  • Area: 99

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Features: Laminate
  • Level: Main
  • Area: 99

Features

  • Flooring: Wood,Laminate,Carpet,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 980

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 1,816
  • Total interior livable area: 980 sqft

Kitchen

  • Features: Vinyl
  • Level: Main
  • Area: 99

Living Room

  • Features: Laminate
  • Level: Main
  • Area: 198

Property

Details

  • Parcel number: 141050240
  • Zoning description: Residential
  • Special condition: Private

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Porch
  • Fencing: Fenced
  • Frontage type: Road
  • Frontage length: 85

Lot

  • Lot size: 9,583 sqft
  • Features: Large Lot - 65+ Ft.
  • Lot size dimensions: 85' x 116'

Parking

  • Total spaces: 3
  • Parking features: 3 or More Spaces,Garage,Driveway,Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Winter Weather
Hail
Lightning
Tornado

FEMA Declared Disasters in Midland County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$86$1,032
Property Taxes $202$2,424
Electricity $188$2,259
Total$1,360$16,320
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,628/yr
40% on housing$40,800/yr
45% on housing$36,266/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 48642$183
Midland County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 48642$161
Midland County$140

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Contingent$175,000
2026-07-18Listed for sale$175,000
2005-09-07Sold$80,800

For Sale by Agent

AgentScott Cummings
BrokerageeXp Realty

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