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311 W Nelson St, Midland, MI, 48640

2beds
2baths
1,337sqft
$159,900
$120price/sqft
$1,266/moest. monthly cost
$50,640/yrincome needed

About This Home

Charming ranch on W. Nelson Street backing up to Noeske Park! This home is steel beam & concrete construction and is part of an estate. This 1,337 sq. ft. home with a full basement offers a blend of character, functionality, and inviting living spaces—all in a convenient "Midtown" Midland location. Step inside to a warm and welcoming layout featuring arched doorways, natural light, and a cozy fireplace that anchors the living room. The adjoining dining area provides an easy flow for everyday living, highlighted by updated flooring, a stylish overhead fixture, and direct access to the kitchen. The updated kitchen is clean, efficient, and well-organized, with abundant cabinetry and a window over the sink. The bathroom has also been nicely updated! A standout feature of this property is the screened-in porch, perfect for morning coffee, summer evenings, or relaxing while overlooking the private backyard. The yard is complemented by a detached block-construction garage, offering excellent storage, workshop potential, or secure parking. The full basement expands your possibilities—ideal for storage, hobbies, or future finishing to add another bedroom or even more usable space. A 3rd bedroom option is available on the main level with an attached half bath. It would be great for a kid's room or den/office area. With only a short bike ride to Dow Gardens or Downtown Midland, this home offers comfort, charm, and room to grow.

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
61
BikeBikeable

Schools

7/10
Central Park ElementaryGrades K-50.5 mi
9/10
Northeast Middle SchoolGrades 6-81.3 mi
8/10
Midland High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1937

Materials

  • Foundation: Basement
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Range/Oven,Refrigerator,Washer,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Block,Full

Bathroom1

  • Features: Vinyl Floor
  • Level: Main

Bedroom1

  • Features: Carpet
  • Level: Main
  • Area: 120

Bedroom2

  • Features: Carpet
  • Level: Main
  • Area: 120

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Vinyl Floor
  • Level: Main
  • Area: 120

Features

  • Flooring: Hardwood,Vinyl,Carpet,Carpet,Carpet,Vinyl,Vinyl,Tile
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 13,371,137
  • Total interior livable area: 1,337 sqft

Kitchen

  • Level: Main
  • Area: 132

Living Room

  • Features: Carpet
  • Level: Main
  • Area: 216

Property

Details

  • Parcel number: 141610316
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Sidewalks,Street Lights
  • Frontage type: Road
  • Frontage length: 73

Lot

  • Lot size: 10,454 sqft
  • Lot size dimensions: 73 x 145

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Winter Weather
Hail
Lightning
Tornado

FEMA Declared Disasters in Midland County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $808$9,696
Home Insurance *$85$1,020
Property Taxes $185$2,220
Electricity $188$2,259
Total$1,266$15,192
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,405/yr
40% on housing$37,980/yr
45% on housing$33,760/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$120This listing

vs Other Active Listings

Avg $/sqft

ZIP 48640$147
Midland County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 48640$140
Midland County$140

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$139,900
2026-08-07Price change$139,900
2026-07-13Price change$159,900
2026-06-23Price change$169,900
2026-06-11Listed for sale$179,900
2012-05-22Sold$50,000

For Sale by Agent

AgentMicah Guigou
BrokerageAyre Rhinehart Real Estate Partners

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