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5609 Evergreen St, Midland, MI, 48642

4beds
3baths
2,910sqft
$299,900
$103price/sqft
$2,328/moest. monthly cost
$93,120/yrincome needed

About This Home

Beautiful brick Saltbox-style 4 bedroom, 2.5 bath, 2260 sq ft home situated on a curved lot of nearly half an acre, offering a private and peaceful backyard retreat complete with a paver patio. A concrete driveway leads to the attached 2.5-car garage. Lovingly maintained and in exceptional condition, this home retains its original character while offering the opportunity to update to your personal taste. The galley kitchen opens to a dining area and spacious family room featuring an electric fireplace with brick surround and wood mantel. A large living room with bay window overlooks the front yard and includes a second fireplace, while the formal dining room provides additional space for entertaining. Both offer new tongue & groove hardwood flooring. The main floor offers two bedrooms, including an ideal home office, along with a full bath, half bath, and convenient main-floor laundry. Upstairs you'll find two generously sized bedrooms, including one with a newly rebuilt private balcony. The second oversized bedroom features an adjoining bonus room perfect for a dream walk-in closet, nursery, or sitting room. Original built-ins throughout the home provide abundant storage and timeless charm. A full bath serves the upper level. The full basement includes a 650 sq ft finished rec room, workshop, storage areas, and mechanical room. Newer boiler. A rare opportunity to own a well-cared-for home with space, character, and endless potential.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

9/10
Adams Elementary SchoolGrades K-50.4 mi
9/10
Jefferson Middle SchoolGrades 6-81.3 mi
9/10
H.H. Dow High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 1964

Materials

  • Foundation: Basement
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Saltbox
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven,Refrigerator
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Sump Pump

Bathroom1

  • Level: Main

Bathroom2

  • Level: Upper

Bedroom1

  • Level: Main
  • Area: 154

Bedroom2

  • Level: Main
  • Area: 90

Bedroom3

  • Level: Upper
  • Area: 247

Bedroom4

  • Level: Main
  • Area: 169

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 121

Family Room

  • Level: Main
  • Area: 280

Features

  • Sump Pump
  • Number of fireplaces: 2
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area below ground: 650
  • Finished area above ground: 2,260

Heating & Cooling

  • Heating features: Boiler,Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 3,557
  • Total interior livable area: 2,910 sqft

Kitchen

  • Level: Main
  • Area: 150

Living Room

  • Level: Main
  • Area: 252

Property

Details

  • Parcel number: 140320040
  • Zoning description: Residential

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Patio,Porch
  • Exterior features: Balcony,Sidewalks,Street Lights
  • Frontage type: Road
  • Frontage length: 135

Lot

  • Lot size: 0.42 Acres
  • Features: Subdivision,Platted,Sidewalks,City Lot
  • Lot size dimensions: 135 x 135

Parking

  • Total spaces: 2.5
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Hail
Tornado

FEMA Declared Disasters in Midland County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$148$1,776
Property Taxes $347$4,164
Electricity $317$3,808
Total$2,328$27,936
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,817/yr
40% on housing$69,840/yr
45% on housing$62,080/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$103This listing

vs Other Active Listings

Avg $/sqft

ZIP 48642$183
Midland County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 48642$161
Midland County$140

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-15Pending sale$299,900
2026-06-16Price change$299,900
2026-06-09Price change$319,900
2026-05-29Listed for sale$329,900
2026-02-02Listing removed$2,050
2026-01-01Listed for rent$2,050
2025-12-20Listing removed$2,050
2025-12-18Listed for rent$2,050
2024-09-13Listing removed$1,850
2024-08-06Listed for rent$1,850
2023-10-24Listing removed--
2023-10-06Price change$1,850
2023-10-05Listed for rent$2,500
2023-09-19Sold$246,668
2023-09-01Pending sale$259,500
2023-08-23Price change$259,500
2023-07-12Price change$274,500
2023-05-31Listed for sale$290,000
2006-08-29Sold$179,000
1990-12-01Sold$140,750

For Sale by Agent

AgentSONYA LOOSE
BrokerageCENTURY 21 SIGNATURE - MIDLAND

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